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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8756 Sand Pine Dr , Navarre, FL 32566
$845,000
Est. Payment: $4,285.68/mo
4 Bed
4 Bath
2794 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

WATERFRONT NEW HOME!! Welcome to 8756 Sand Pine Drive--a truly rare new-construction opportunity offering 2.39 acres and approximately 388 feet of East Bay River frontage. With its unique pie-shaped homesite, the property stretches approximately 933 feet along the west property line to the water and approximately 597 feet along the east property line to the river. This is the kind of property that simply does not come along often. Currently past the framing stage, this custom-built home features a brand-new floor plan and the largest version of this design ever created by Carr Custom Homes. With estimated completion in November 2026, a buyer who secures the home early enough may have the opportunity to personalize many of the finishes while the builder handles the construction process--without the buyer having to obtain a traditional construction-perm loan. Offering just under 2,800 square feet of heated and cooled living space, the home is thoughtfully designed with four bedrooms, three full bathrooms, one half bathroom, and an oversized 25' x 22' garage--providing more storage and flexibility than the average two-car garage. Step through impressive 8-foot double wood front doors and into a home designed around space, natural light, and elevated finishes. The open-concept living area will feature an oversized kitchen island with additional cabinetry underneath, along with a beautiful custom range hood designed by the builder or buyer. Depending on the stage of construction at the time of contract, buyers may have the opportunity to select cabinetry colors, countertops, tile, LVP flooring, front-door stain, and hardware finishes including black, bronze, brushed nickel, or gold. Bring your vision and create a color palette that truly feels like home. Additional planned features include gas cooking, a gas tankless water heater for endless hot water, dishwasher, microwave, ceiling fans throughout, lush landscaping, a sprinkler system, and a dedicated lawn pump to help irrigate the property without adding irrigation usage to your household water bill. The septic tank and drain field are also being strategically positioned with the possibility of a future swimming pool in mind. And perhaps one of the best features of all--NO HOA. Bring the boat, RV, and recreational toys and enjoy the freedom that comes with owning your own private piece of waterfront paradise. A termite bond and survey will be provided at closing. This is an exceptional opportunity for buyers who want the experience of customizing a new home without taking on the complexities and expense of a traditional construction loan. The builder handles the process while you enjoy the exciting part--watching your vision come to life. Only one home of this design is being built this year. Estimated completion: November 2026. Photos currently shown are examples of previous builder projects and are intended to represent the quality and style of construction. The possibilities for this one-of-a-kind custom riverfront property are nearly endless. Private acreage. Approximately 388 feet of East Bay River frontage. New construction. Custom selections. No HOA. THIS IS MORE THAN A NEW HOME--IT IS A RARE OPPORTUNITY TO CREATE YOUR OWN PRIVATE WATERFRONT LIFESTYLE.

Highlights

Listed by Jessica N Drew , 850-776-7777 Keller Williams Realty Navarre , 850-515-0250. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
2.39

Year Built

2026

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

East Bay River Estates

Listing ID

1007516

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Range Hood, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs

Exterior Features

Lot:Irregular,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:Irregular
Zoning:Resid Single Family
Others:
  • Additional:Lawn Pump, Sprinkler System, Patio Covered
Sewer:Septic Tank
Principal Interest
$4,286
Taxes
$106

Home Price

$845,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$169,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,285.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,285.68 $105.85 $0.00 $4,391.53
Yearly $51,428.17 $1,270.22 $0.00 $52,698.39
Total $1,542,845.00 $38,106.60 $0.00 $1,580,951.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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