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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10020 Parker Lake Cir , Navarre, FL 32566
$489,000
Est. Payment: $2,701.65/mo
3 Bed
2 Bath
2016 Sqft
0.21 Acres
Status: Pending | Days on site: 87
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Harrison Lilly Team
Owner/Operator

House Description

Waterfront Living in Navarre! This spacious home is move-in ready, with fresh interior paint, quartz countertops in the kitchen, and stainless appliances. All brick, with 3 BR, office, formal dining, and a large Florida room to enjoy the view from. The majority of the home features mahogany plank porcelain tile or honey oak Mohawk PureTech Select flooring. Samsung washer/dryer with storage pedestals convey. Roof 2024, Water Heater 2022, HVAC 2020 (4 Ton Heat Pump). Prime location, nestled in a quiet, well-established community with NO HOA, just minutes from the pristine white sands of Navarre Beach, top-rated schools, and plenty of dining and shopping options. Less than 15 min commute to Hurlburt.

Highlights

Listed by Rik Poloski , 850-778-8539 ERA American Real Estate , 850-515-1001. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.21

Year Built

2004

County

Santa Rosa

Neighborhood

Creetwood Place

Listing ID

684818

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Heat Pump,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Vinyl,Simulated Wood
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), Plant Ledges, Vaulted Ceiling(s), Smart Thermostat, Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot,Lake,Waterfront,Natural
Lot Dimensions:75X130
Garage Capacity:2
Zoning:Res Single
Roof:Shingle,Hip
Others:
  • ▪ Additional:Irrigation Well, Lawn Pump, Sprinkler, Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Garage Door Opener
Principal Interest
$2,702
Taxes
$312

Home Price

$489,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$97,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,701.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,701.65 $311.74 $0.00 $3,013.39
Yearly $32,419.85 $3,740.85 $0.00 $36,160.70
Total $972,595.64 $112,225.50 $0.00 $1,084,821.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.