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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6951 Cotton Boll Ln , Navarre, FL 32566
$420,000
Est. Payment: $2,129.94/mo
5 Bed
3 Bath
2418 Sqft
Status: active with contingency | Days on site: 87
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautifully maintained home in the heart of Navarre, offering a comfortable & flexible layout. As your Pet-Friendly Agent, I’m pleased to showcase a property that welcomes all family members, including the four-legged ones! With 2,418 square feet of well-designed living space, this rare 5-bedroom, 3-bath home provides generous room for growing families, multigenerational living, home offices, & more. Two private suites, each with their own en-suite bathroom & walk-in closet, create a versatile layout, ideal for accommodating extended family, guest privacy, or serving as a private retreat. This flexible floor plan suits many lifestyles. Experience bright, open living areas with soaring ceilings & large windows that fill the home with natural light—perfect for everyday living & entertaining. At the heart of the home is a well-appointed kitchen featuring custom cherry-wood cabinetry with soft-close drawers & doors, solid-surface countertops, stainless-steel appliances, a wine cooler, ample storage, & generous prep space for the home chef. The fully fenced backyard offers plenty of space for pets & outdoor living. Whether you envision a pool, garden, or simply a large lawn to enjoy Florida’s beautiful weather, this backyard is ready for your ideas. Recent updates include a new roof (2021), luxury vinyl plank flooring (2021), water heater (2021), fresh interior paint (2024), & a REME-HALO whole-house air purification system (2022). Enjoy the freedom of NO HOA while being conveniently located near top-rated schools, shopping, dining, & everyday amenities. Easy commute to Hurlburt Field, Eglin AFB, NAS Pensacola, Corry Station, & NAS Whiting Field. Best of all, Navarre Beach’s emerald waters are just 7 miles away. Move-in ready packed with desirable features, this exceptional home offers the space, updates, flexibility, & location you’ve been searching for. Schedule your private showing to see all this beautiful Navarre property has to offer.

Highlights

Listed by Lynn Peters , 850-916-5050 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.19

Year Built

1997

County

Santa Rosa

Neighborhood

Cotton Bay Estates

Listing ID

683212

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Simulated Wood
Other:
  • Additional:Storage, Baseboards, Ceiling Fan(s), High Ceilings, Plant Ledges, Smart Thermostat, Master on Main
Water:Public

Exterior Features

Lot:Central Access,Cul-De-Sac,Interior Lot
Lot Dimensions:115 X 72
Garage Capacity:4
Zoning:County,Res Single
Roof:Shingle,Hip
Others:
  • Additional:Irrigation Well, Lawn Pump, Sprinkler, Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$2,130
Taxes
$268

Home Price

$420,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,129.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,129.94 $267.75 $0.00 $2,397.69
Yearly $25,559.27 $3,213.00 $0.00 $28,772.27
Total $766,778.22 $96,390.00 $0.00 $863,168.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.