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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1468 Bermuda Dr , Navarre, FL 32566
$1,149,000
Est. Payment: $5,827.51/mo
3 Bed
3 Bath
1902 Sqft
Status: active | Days on site: 133
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*** PENDING OFFER as of 8/1/26 WITH KICK OUT CLAUSE*** NOW COMES FULLY FURNISHED! Summer is here! MOVE IN READY! Welcome to Your Private Coastal Sanctuary in Caribbean Isle on Navarre Beach From the moment you enter the exclusive, gated community of Caribbean Isle, you're transported into a true tropical paradise--complete with winding roads, vibrant coastal architecture, underground utilities, streetlights, and resort-style amenities including a community pool and tennis courts. Perfectly positioned in one of the most desirable locations within the neighborhood, this custom-built, one-owner beach home offers the ultimate blend of privacy, convenience, and luxury. Just steps from your back door, you'll find direct access to the sugar-white sands and emerald waters of the beach. Enjoy peaceful morning strolls along the quiet shoreline, or head just across the street to experience the energy of Gulf. Designed for Coastal Living & Entertaining This thoughtfully designed residence features four spacious sleeping areas, including a custom bunk room with built-in beds and storage--perfect for hosting family and guests. Every inch of this home reflects intentional design and elevated coastal style. The main living spaces are pouring with natural light, enhanced by expansive windows and three generous porches that capture both sunrise and sunset views. With water views from nearly every angle, the connection to the coast is felt throughout the home. The chef's kitchen is a true showpiece, featuring ceiling-height light blue cabinetry, upgraded countertops, designer sconce lighting, and an open layout ideal for entertaining. Exceptional Features Inside & Out Impact-rated glass for enhanced durability and lower insurance costs Luxury vinyl plank flooring with a soft driftwood finish Custom cable railing on decks for unobstructed water views Metal roof for long-term durability Deep soaking tub and designer tile shower in the primary suite Abundant storage throughout, including a space designed for a future elevator (plans available upon request) Ground Level Coastal Retreat The lower level offers an incredible flex space--ideal for a den, game room, or "man cave"--featuring a unique glass garage door that allows natural light to pour in while maintaining privacy. Just outside, a private outdoor shower provides the perfect spot to rinse off after a day at the beach. (This was not added into the upstairs square footage.) With over 1,600 square feet of garage space, there's ample room for multiple vehicles, golf carts, and all your beach and boating gear. Outdoor Living at Its Finest The professionally enhanced landscaping, complete with multiple palm trees, perfectly frames the home and enhances its tropical curb appeal. Every outdoor space invites relaxation, from breezy porches to shaded areas below. Additional Highlights Located in the gated community of Caribbean Isle Low HOA: $485/quarter Flood Insurance: ~$996/year Homeowners Insurance: ~$3,700/year Furniture negotiable with acceptable offer This meticulously maintained home offers not just a residence, but a lifestyle--where every day feels like a vacation. Experience the beauty, comfort, and luxury of Navarre Beach living in Caribbean Isle. Schedule your private showing today. The community has an annual Road Reserve of $300.00 in addition to annual HOA dues. Buyer to verify all information deemed important to buyer including but not limited to lot size, room measurements, etc. prior to closing

Highlights

Listed by Jessica N Drew , 850-776-7777 Keller Williams Realty Navarre , 850-515-0250. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2019

County

Santa Rosa

Area

11 - Navarre/Gulf Breeze

Neighborhood

Caribbean Isles

Listing ID

998565

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Beamed, Ceiling Raised, Fireplace, Kitchen Island, Newly Painted, Pantry, Split Bedroom, Walls Paneled, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Flood Insurance Req,Level,Restrictions,Sound
Lot Dimensions:Irregular
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Lawn Pump, Sprinkler System
Sewer:Public Sewer
Principal Interest
$5,828
Taxes
$460
HOA
$0

Home Price

$1,149,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$229,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,827.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,827.51 $459.59 $0.00 $6,287.10
Yearly $69,930.13 $5,515.09 $0.00 $75,445.22
Total $2,097,904.04 $165,452.70 $0.00 $2,263,356.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Navarre, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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