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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1401 Sailmaker Way , Navarre Beach, FL 32566
$2,650,000
Est. Payment: $14,640.87/mo
4 Bed
3.5 Bath
2810 Sqft
0.18 Acres
Status: Active | Days on site: 104
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Harrison Lilly Team
Owner/Operator

House Description

Sweeping, unobstructed views span the Gulf Islands National Seashore, sugar-white beaches, emerald Gulf waters, and Santa Rosa Sound. Located in a gated waterfront community with a pool, a private sound-side community beach spanning over an acre, and near a Gulf walkover, this residence enjoys one of Navarre Beach’s most coveted preserved settings with unmatched privacy. Built with premium Insulated Concrete Form (ICF) construction, the 2,810-square-foot home delivers exceptional strength, energy efficiency, sound insulation, and storm resilience. Four bedrooms, three full baths, two half baths, and three levels connected by a private elevator. The main living area occupies the top floor with 10-12-foot coffered ceilings, porcelain tile flooring, and expansive windows overlooking the National Seashore. Open living, dining, and kitchen flow onto a spacious balcony. The chef’s kitchen offers granite countertops, soft-close cabinetry, wall ovens, a cooktop, custom hood, and stainless-steel appliances. An ensuite guest bedroom and powder room complete the level. The second floor features a primary suite with a private balcony, spa-inspired bath, oversized walk-through closet, and laundry room. Two guest bedrooms share a bath with double vanity. The oversized garage fits 4-5 vehicles with room for kayaks, beach gear, and storage. One of the last homes bordering the National Seashore, this rare property is an irreplaceable piece of Navarre Beach.

Highlights

Listed by Carol Brown , 850-939-1414 CAROL BROWN FAMILY REAL ESTATE PA , 850-450-2644. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

1911.24 Annually

Year Built

2022

County

Santa Rosa

Neighborhood

Sailmaker Cove

Listing ID

684994

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Water Heater, Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Oven
Air Cond:Multi Units,Heat Pump,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), Crown Molding, Elevator, High Ceilings, High Speed Internet, Recessed Lighting
Water:Public

Exterior Features

Lot Dimensions:70 X 91 X 87 X 95
Garage Capacity:4
Zoning:Res Single
Roof:Metal
Others:
  • ▪ Additional:Balcony, Fire Pit, Irrigation Well, Lawn Pump, Resale
Sewer:Public Sewer
Parking Features:4 or More Car Garage,Garage Door Opener
Principal Interest
$14,641
Taxes
$1,689
HOA
$1,911

Home Price

$2,650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$530,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,640.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $14,640.87 $1,689.38 $1,911.24 $18,241.48
Yearly $175,690.42 $20,272.50 $22,934.88 $218,897.80
Total $5,270,712.59 $608,175.00 $688,046.40 $6,566,933.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Navarre Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:45:26.000Z

© 2026 Pensacola Association of REALTORS®, Inc.