***OWNER FINANCING OFFERED: 40% TO 50% DOWN, 6.5% FIXED RATE, 30 YEAR AMORTIZATION, 5 YEAR BALLOON*** Hundreds of thousands of dollars in antiques and upgrades were carefully sourced from Antique Auctions hosted by ''The Great Gatsby'' in Atlanta and antique dealers from around the world. This 5 bedroom, 7 bathroom 8400+ square foot bay front villa estate (with a separate fully functional guest home) has so many luxurious finishes it's impossible to list them all...but I'll do my best!! Upon entering this gated estate you are greeted with immaculate grounds, gardens, and courtyards with breathtaking mosaic fountains, marble statues, hand painted pottery, a marble gazebo, and beautiful marble benches. Columns greet you as you walk up to the home, and once inside you are greeted by 2 exquisite curved staircases, each accented by hand carved wood and under the grandest coffered ceiling with stained glass and Italian marble floors you have EVER seen. The ground floor master suite leaves nothing to be desired with a sitting area that features floor to ceiling glass to take in the breathtaking bay views. The master bath features include a jetted soaking tub, steam shower, oversized vanity, all encompassed in imported hand chosen marble. The formal living room features a grand piano and gas fireplace and leads into the chef's kitchen that offers an oversized island, custom cabinetry, and a fireplace that could easily be converted into a pizza oven! Adjacent to the kitchen is an additional sunlit interior full bar and summer kitchen with a high end grilling area (and original Wyland glass built in picture window valued at $10,000) that looks out into the enclosed heated atrium style pool and hot tub that were built into a covered brick alcove with arches, a bridge, jacuzzi and balconies, all overlooking the bay. The second floor offers 2 oversized bedroom suites with their own en-suite bathrooms, as well as a billiards room and den with a bar imported from England that rivals any exclusive private membership club. The coffered ceilings and woodwork rival any European castle or estate. A spiral staircase leads to a serene third floor sitting room perfect to get away from it all, with more breathtaking views of the bay for you to enjoy either inside or from the private balcony. Above the 4 car climate controlled garage you find the oversized guest cottage that offers a large living area/bedroom, additional bedroom with tongue and groove cathedral ceilings, a small kitchen, dedicated pantry, and 2 full bathrooms. Most of the windows in the home have been replaced in the last 2 years. Stepping out into the backyard of this incredible estate you will find intricate landscaping, marble gazebos, swings, a koy pond, and landscape lighting all leading to 107 feet of seawall protected waterfront. The private dock includes a covered boat lift, 2 jet ski lifts, canoe launch, and a second story rooftop sundeck that is guaranteed to provide stunning bay views and breathtaking sunsets. In total you have 7 fountains, 8 A/C units (3 are newer) and the most marble and detailed crown molding that you will ever see in a home of this size. With too many features to list, this estate/villa has it all and needs to be seen to be truly appreciated. All furniture is negotiable. All information is approximate and should be verified by buyers if important.