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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1641 Scenic Gulf Dr , Miramar Beach, FL 32550
$3,750,000
Est. Payment: $19,019.29/mo
6 Bed
5 Bath
3060 Sqft
Status: active | Days on site: 117
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

1641 Scenic Gulf Drive is a clean Gulf front position set directly on the sand with unobstructed exposure to the water and no interruption to the sight lines. It is a straightforward execution of what matters in this segment. Immediate beach access, strong vertical separation of living, and a floor plan that consistently pulls the Gulf into focus. The entry level is built for function. Two Gulf front bedrooms sit directly on the sand line, each with access to the rear decks and private walkover. A Jack and Jill bath keeps the layout efficient and durable for both personal use and rental rotation. It does exactly what it needs to do. Close to the water, easy in and out, no wasted space. Upstairs is where the home opens up. The main living level is fully oriented to the Gulf, with floor to ceiling glass carrying views across the entire living, dining, and kitchen footprint. The kitchen is practical and well scaled with stainless appliances, granite surfaces, and custom cabinetry, positioned to stay engaged with the living space rather than separated from it. A gas fireplace anchors the room without competing with the view. A guest suite with a private bath is set off the main area, convenient but not intrusive. Outdoor living is handled simply and correctly. Wide decks and covered porches extend the main level, creating usable space that stays connected to the interior. A direct staircase runs from the second floor to the beach, paired with an outdoor shower. Functional, expected, and executed without complication. The top floor is reserved for the primary, which is where the elevation pays off. The suite is positioned to capture the full Gulf exposure, with a recently updated bath that follows the same orientation. Dual vanities, walk in shower, and soaking tub all aligned with the view. An additional ensuite bedroom on this level adds flexibility without taking away from the primary's presence. The supporting pieces are in place. Ample parking, a two car garage, and real storage for beach equipment. Details that matter day to day and translate directly to rental performance. Set along Scenic Gulf Drive with quick access to the restaurants, retail, and resort infrastructure of Miramar Beach, this is a no miss Gulf front offering. It is positioned correctly, laid out correctly, and built around the one thing buyers are here for, the water.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

2000

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Warren Heights

Listing ID

1001490

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Fireplace, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Easements,Sidewalk,Within 1/2 Mile to Water,Gulf
Lot Dimensions:52x238
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Shower, Deck Covered, Deck Open, Patio Covered, Patio Open, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Converted Garage
Principal Interest
$19,019
Taxes
$1,627

Home Price

$3,750,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$750,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,019.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,019.29 $1,627.04 $0.00 $20,646.33
Yearly $228,231.51 $19,524.43 $0.00 $247,755.94
Total $6,846,945.28 $585,732.90 $0.00 $7,432,678.18

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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