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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1495 Scenic Gulf Dr , Miramar Beach, FL 32550
$3,790,000
Est. Payment: $19,222.16/mo
5 Bed
5 Bath
3100 Sqft
Status: active | Days on site: 111
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Harrison Lilly
Owner/Operator

House Description

Recently reimagined from the studs out, this gulf-front residence makes an immediate impression with three levels of south-facing deck space poised above the dunes and uninterrupted views stretching across the emerald water. Offered at an exceptional value for gulf-front ownership in the Destin and Miramar Beach market, the home pairs strong short-term rental performance with a setting that puts the beach quite literally at your doorstep. Paved parking for four vehicles provides easy arrival, while the first level is arranged for comfort and flexibility. Two gulf-front bedrooms open directly to the lower deck and beach path, creating an effortless connection to the shoreline. A media room with a wet bar and refrigerator adds a second living area for movie nights, game days or a private retreat for younger guests. The layout also includes a king bedroom, a bunk room and thoughtful family-friendly touches throughout, including a private dog cove for pets up to 25 pounds. On the second floor, walls of glass frame sweeping 180-degree gulf views from nearly every angle of the main living space. The family room and dining area open to an expansive balcony through three sets of French doors, setting the stage for sunset cocktails, morning coffee and long afternoons with the sound of the waves in the background. Just beyond, the open kitchen is outfitted with stainless steel appliances, custom cabinetry, granite countertops and a generous breakfast bar designed for casual gathering. A nearby half bath adds convenience to the main entertaining level, while a fully equipped home theater with projection TV elevates the experience for guests and owners alike. The third floor is reserved for a more private coastal escape. The gulf-front primary suite is a true sanctuary, with panoramic water views and an updated bath featuring dual vanities, a freestanding soaking tub and a walk-in shower. Two additional guest rooms, including a bunk room, are served by another full bath and offer ample accommodations for family and visitors. With no HOA, recent full-scale renovations, a new roof and projected annual income of $275,000, this five-bedroom property stands out as a proven investment and an inviting personal retreat. Shopping, dining, golf and entertainment are all close at hand, including Silver Sands Outlet Mall, yet the true luxury here is the rare simplicity of having the beach just beyond your deck and gulf views that carry on for miles.

Highlights

Listed by Joshua S Weddington , 850-218-8797 and JW Group , 850-218-8797 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

1994

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Warren Heights

Listing ID

999765

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Sidewalk,Within 1/2 Mile to Water,Gulf
Lot Dimensions:50x225
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Columns, Shower, Patio Covered, Patio Open
Sewer:Public Sewer
Parking Features:Converted Garage
Principal Interest
$19,222
Taxes
$1,632

Home Price

$3,790,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$758,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,222.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,222.16 $1,632.08 $0.00 $20,854.25
Yearly $230,665.98 $19,585.00 $0.00 $250,250.98
Total $6,919,979.37 $587,550.00 $0.00 $7,507,529.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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