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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1975 Baytowne Loop , Miramar Beach, FL 32550
$1,049,000
Est. Payment: $5,320.33/mo
4 Bed
4 Bath
2098 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

TURNKEY INVESTMENT OPPORTUNITY! With an $80K - $125K rental projection, two golf carts, two distinct living spaces, and sleeping for 12 guests, this 4-bedroom, 4-bath, fully-furnished Villa Lago home arrives at closing as a complete, operational property inside one of Sandestin Golf and Beach Resort's most well-regarded communities. With travertine floors, 10' ceilings adorned with crown molding, and granite countertops in the kitchen and all four bathrooms, the interior finishes hold up to both daily owner life and the demands of a managed rental program. The layout gives each of the four bedrooms enough separation and privacy to function as a true guest suite, a detail that matters whether you're hosting family or managing a rental calendar. The garage, uncommon in most Sandestin STR neighborhoods, is a differentiator for guests who arrive with gear, bikes, and beach equipment that need a place to live during a week-long stay. The included golf carts live in that garage as well, and fundamentally change the daily experience of being here - there is no need to touch your car to get to the beach, Publix at Grand Boulevard, or Baytowne Wharf's restaurants, boutiques, and live entertainment. Baytowne Golf Club borders Villa Lago directly, and Sandestin's golf course portfolio is accessible as a resort resident. Villa Lago maintains a private community pool and clubhouse exclusively for neighborhood residents, separate from the broader resort amenity network. That broader network adds resort pools, tennis and pickleball facilities, a full marina on Choctawhatchee Bay, and the dining, shopping, and seasonal event programming that Baytowne Wharf and 2,400 acres of master-planned infrastructure support. Grand Boulevard at Sandestin extends the lifestyle further with additional retail and upscale dining. Silver Sands Premium Outlets sits just west of the resort. Ascension Sacred Heart Emerald Coast is 2.5 miles. The airport is 25 miles. The Sandestin rental market is consistent and deep, driven by proximity to the Gulf, golf courses, and a resort infrastructure that attracts repeat visitors year after year. A furnished, garaged, golf-cart-equipped four-bedroom in a Mediterranean enclave enters that market with real competitive advantages. Recent updates to this home include two new HVAC units (2025), new furniture and area rugs in the loft and family room (2025/2026), new wall decor and accessories throughout (2026), and new lighting (2026). This home is ready to work from day one. Call today for your private tour!

Highlights

Listed by Kimberly Bauman , 404-395-4381 Pinnacle Realty Advisors , 972-338-5441. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

Year Built

2012

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Villa Lago

Listing ID

1004351

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Within 1/2 Mile to Water,Canal
Lot Dimensions:35x74
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$5,320
Taxes
$487
HOA
$0

Home Price

$1,049,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,320.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,320.33 $487.12 $0.00 $5,807.45
Yearly $63,843.96 $5,845.45 $0.00 $69,689.41
Total $1,915,318.83 $175,363.50 $0.00 $2,090,682.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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