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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9001 W Us Highway 98 # D-514 , Miramar Beach, FL 32550
$1,150,000
Est. Payment: $5,831.98/mo
2 Bed
2 Bath
1325 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled along Florida's breathtaking Emerald Coast, perfectly situated between Destin and Panama City Beach, this exceptional Beach Manor gulf-front condominium located on the Tops'l Resort offers the ultimate coastal lifestyle. Wake each morning to the soothing sounds of the Gulf and end each day with spectacular sunsets painting the horizon in brilliant shades of orange, pink, and gold. Designed to maximize the stunning panoramic views, this spacious residence features west-facing windows and two private end balconies, allowing you to enjoy uninterrupted views of the sugar-white sand beaches and emerald-green waters from nearly every room. The open-concept floor plan is enhanced by an electric fireplace, refreshing steam shower in the master bathroom, jet tub in the 2nd master bathroom and a premium surround sound system, creating an inviting atmosphere for both relaxation and entertaining. Perched on the top floor, this residence enjoys soaring 12-foot ceilings that create an exceptional sense of space, light, and openness throughout. The beautifully appointed living and dining areas flow seamlessly to the outdoor spaces, where you can enjoy morning coffee, a glass of wine or simply unwind while taking in the coastal breeze. The spacious bedrooms also showcase breathtaking Gulf views, providing a peaceful retreat after a day at the beach. Owners and guests enjoy an impressive array of resort-style amenities, including a private Beach Manor pool, hot tub, sauna, steam room, and fitness center. With its prime location between Destin and Panama City Beach, breathtaking Gulf-front views, and unforgettable sunsets, this is a rare opportunity to own your own piece of paradise along Florida's Emerald Coast. Enjoy access to 600 feet of pristine private beach at TOPS'L, featuring a dedicated section reserved exclusively for owners of Tops'l. The Master Association fee is $285 per quarter. Owners who wish to enjoy additional resort amenities, including the on-site restaurant, tennis courts, fitness facilities, and other exclusive offerings, may elect to join the Club for an additional monthly membership fee. Whether you are seeking a primary residence, vacation getaway, or investment property, this exceptional condominium offers the perfect combination of luxury, comfort, and coastal living.

Highlights

Listed by Susan A Wallace , 850-225-7032 Sea Haus Realty , 850-830-6461. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Tops'l Beach Manor

Listing ID

1005780

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Fireplace, Owner's Closet

Exterior Features

Lot:Gulf,Shore - Beach
Others:
  • Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$5,832
Taxes
$367
HOA
$0

Home Price

$1,150,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,831.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,831.98 $366.97 $0.00 $6,198.95
Yearly $69,983.73 $4,403.62 $0.00 $74,387.35
Total $2,099,511.80 $132,108.60 $0.00 $2,231,620.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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