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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5423 Terrace Cir , Miramar Beach, FL 32550
$1,275,000
Est. Payment: $6,465.89/mo
3 Bed
4 Bath
2322 Sqft
Status: pending | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the best of resort living in this beautifully appointed Mediterranean-style townhome, ideally situated on the beachside of Sandestin Golf and Beach Resort overlooking the picturesque par-3 fairway of the Baytowne Golf Course. Offering 3 bedrooms, 3.5 bathrooms, 2,322 square feet, plus a bunk room and flex room, this spacious residence provides exceptional versatility for owners and guests alike. A rare offering, this property includes a 2-car garage and a 6-passenger EZGO golf cart, both conveying with the sale, making it easy to explore all that Sandestin has to offer. Designed with both comfort and entertaining in mind, the open-concept floor plan features elegant crown molding and ceramic tile flooring throughout the main living areas. The well-appointed kitchen showcases granite countertops, ample cabinetry, and flows seamlessly into the dining and living spaces. A guest suite with a private en-suite bath is conveniently located on the first floor, with both the living area and guest bedroom opening directly onto the expansive patio--where breathtaking golf course views create the perfect backdrop for morning coffee or evening gatherings. Upstairs, the spacious primary suite offers a peaceful retreat complete with a walk-in closet and a luxurious en-suite bathroom featuring dual vanities, a large soaking tub, and a separate walk-in shower. An additional guest bedroom with its own full bath, along with the versatile bunk room and flex room, provides plenty of space for family, friends, or additional sleeping accommodations. Offered fully furnished and rental ready, this exceptional property also boasts abundant storage and an unbeatable location just moments from the sugar-white beaches of the Gulf, championship golf courses, tennis and pickleball courts, the Baytowne Marina, world-class dining, shopping, entertainment, and the vibrant Village of Baytowne Wharf. Whether you're searching for a primary residence, a vacation retreat, or a high-performing investment property, this rare Sandestin townhome delivers the perfect combination of luxury, functionality, and resort lifestyle. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

Highlights

Listed by Bruce Fults , 850-865-3010 The Agency Northwest Florida Beaches , 850-267-8100. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1995

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Tivoli Terrace Phase 1

Listing ID

1008056

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Golf Course,Restrictions,Within 1/2 Mile to Water
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Patio Covered, Patio Open, Porch Screened
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$6,466
Taxes
$581
HOA
$0

Home Price

$1,275,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$255,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,465.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,465.89 $580.63 $0.00 $7,046.52
Yearly $77,590.65 $6,967.61 $0.00 $84,558.26
Total $2,327,719.61 $209,028.30 $0.00 $2,536,747.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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