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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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550 Tops L Beach Boulevard # 409 , Miramar Beach, FL 32550
$750,000
Est. Payment: $3,803.46/mo
2 Bed
2 Bath
1230 Sqft
Status: active | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

New price! Welcome to this beautifully renovated, southwest-facing beachfront condo, where coastal elegance meets modern comfort. Thoughtfully updated throughout, this handicap-accessible residence offers a brand-new HVAC system, durable luxury vinyl plank flooring, and exquisite leathered granite countertops. The beautifully appointed kitchen features stainless steel appliances, a distinctive pickled white Pecky Cypress plank ceiling, and a stylish shiplap-accented breakfast bar--creating the perfect space for casual dining and entertaining. Coastal-inspired furnishings enhance the inviting ambiance, while expansive windows fill the home with natural light and showcase the stunning Gulf views. Step outside to the impressive 20' x 39' covered balcony--an exceptional outdoor living space perfect for relaxing with morning coffee, dining al fresco, enjoying breathtaking sunsets, or simply taking in the soothing Gulf breezes and panoramic Emerald Coast views. Located within the prestigious TOPS'L Beach & Racquet Resort, owners and guests enjoy an outstanding collection of resort-style amenities, including a Gulf-front swimming pool, tennis and pickleball courts, shuffleboard, grilling areas, and more than 600 feet of private sugar-white beach frontage. Whether you're searching for a luxurious personal retreat, a second home, or a proven vacation rental investment, this exceptional beachfront condo offers the perfect combination of style, comfort, location, and resort amenities

Highlights

Listed by Mary E Fletcher , 850-585-1598 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1998

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Tides At Tops'l

Listing ID

1006185

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Handicap Provisions, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,803
Taxes
$340
HOA
$0

Home Price

$750,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,803.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,803.46 $340.30 $0.00 $4,143.77
Yearly $45,641.56 $4,083.65 $0.00 $49,725.21
Total $1,369,246.83 $122,509.50 $0.00 $1,491,756.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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