Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

515 Tops'l Beach Boulevard # 103 , Miramar Beach, FL 32550
$499,000
Est. Payment: $2,530.83/mo
2 Bed
2 Bath
1141 Sqft
Status: active | Days on site: 55
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Enjoy effortless beach living from this beautifully updated first-floor condo overlooking the beauty of Coffeen Nature Preserve. With easy access to both the beach and pool, you'll love skipping the elevators and being steps away from resort amenities. Take a short stroll to the beachfront pool, pavilion, and grill, or hop on the convenient air-conditioned tram for a relaxing ride to the sugar-white sand beaches. Located within TOPS'L Beach & Racquet Resort, one of the nation's premier beach and tennis destinations, residents enjoy 24-hour gated security, 12 lighted tennis courts, a state-of-the-art fitness center, indoor and outdoor pools, private beach access and a scenic 1.3-mile fitness. Since the owners purchased the condo in 2012, over $100,000 has been invested in renovations and improvements. The kitchen, bathrooms, flooring, furnishings, and décor have all been thoughtfully updated, creating a stylish and comfortable coastal retreat. The owners have continually refreshed the furniture and artwork, keeping the home current and inviting. One of the standout features is the spacious private deck, furnished with beautiful, high-quality outdoor furniture designed for durability and comfort. It's the perfect place to enjoy morning coffee, afternoon breezes, or unwind after a day at the beach while taking in the peaceful preserve views. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers the perfect combination of luxury, convenience, and resort-style living. The building roof was replaced in 2025. Pool was resurfaced in 2022. The pool bathrooms were remodeled in 2024. There are plans to repaint the building in 2028.. SIRS is fully funded. No special assessments are planned at this time.

Highlights

Listed by Clayton F Bonjean , 850-585-1284 Mainsail Realty Company , 850-585-1284. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1997

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Summit At Tops'l (The)

Listing ID

1006365

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Lighting Recessed, Owner's Closet, Walls Mirrored, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Balcony, Patio Open
Sewer:Public Sewer
Principal Interest
$2,531
Taxes
$272
HOA
$0

Home Price

$499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.83 $272.31 $0.00 $2,803.15
Yearly $30,370.01 $3,267.74 $0.00 $33,637.75
Total $911,100.19 $98,032.20 $0.00 $1,009,132.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services