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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4430 Southwinds Dr Unit 4430 , Miramar Beach, FL 32550
$1,999,000
Est. Payment: $11,044.19/mo
3 Bed
2 Bath
1761 Sqft
Status: Active | Days on site: 3
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 4430 Southwinds Drive, Southwinds I at Sandestin Golf & Beach Resort - Miramar Beach, Florida. Experience premier Gulf-front living in one of the Emerald Coast's most desirable, rental-restricted communities. This spacious 9th-floor eastern corner unit in the popular ''A'' floor plan offers approximately 1,761 sq ft of refined coastal living with 3 bedrooms and 2 bathrooms (with the potential to add a third full bath). Newly installed Rheem 65 gallon high efficiency hot water heater and ClimateMaster high efficiency 2 stage heat pump plus newly tiled and painted balcony! From the moment you enter, expansive floor-to-ceiling sliding glass doors draw you to breathtaking panoramic views of the emerald Gulf of America through the open living and dining areas. A large private balcony is the perfect spot for morning coffee or evening cocktails while watching the waves and white-sand beach below. Southwinds I is a quiet, gated enclave within Sandestin, known for its privacy and lack of short-term rentals--ideal as a primary residence or second home. Residents enjoy: Private, uncrowded Gulf-front beach access with chair and umbrella service. Heated pool and hot tub. Covered/underground parking. Additional owner storage. Bicycle and optional paddle board storage. Golf cart parking with association permits. As a Sandestin Golf & Beach Resort owner, you'll also have access to four championship golf courses, world-class tennis and pickleball, a 226-slip marina, fitness center, spa, and the vibrant Village of Baytowne Wharf and Grand Boulevard for shopping and dining--all within a secure, gated resort setting. This corner residence combines elevated views, thoughtful layout, and the unmatched lifestyle of Southwinds I. A rare opportunity for true Gulf-front luxury in a non-rental building. Buyer to Verify all dimensions, assessment fees, and any detail deemed important.

Highlights

Listed by Cole Blair , 850-376-3269 and Lydia G Smith , 850-420-1133 Cole Blair Properties LLC , 850-376-3269. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1995

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

SOUTHWINDS I at Sandestin

Listing ID

1013283

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$11,044
Taxes
$902
HOA
$0

Home Price

$1,999,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$399,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,044.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,044.19 $902.17 $0.00 $11,946.35
Yearly $132,530.24 $10,826.00 $0.00 $143,356.24
Total $3,975,907.34 $324,780.00 $0.00 $4,300,687.34

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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