Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

365 Sandy Cay Dr , Miramar Beach, FL 32550
$869,000
Est. Payment: $4,801.10/mo
4 Bed
2 Bath
1653 Sqft
0.13 Acres
Status: Pending | Days on site: 19
Get Pre-Qualified
ERJR - E27886,E99999
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

A rare Miramar Beach opportunity has arrived--beautifully furnished, priced to sell, and PRIVATE HEATED POOL! Welcome to Paradise Retreat, where your own private heated pool, gated coastal living, and private deeded beach access create the ultimate Emerald Coast lifestyle. This beautifully maintained, single-story 4-bedroom, 2-bath brick home is being sold FULLY FURNISHED and RENTAL READY, offering incredible flexibility as a primary residence, second home, or short-term rental investment. Step inside and immediately notice the soaring vaulted ceilings, open-concept design, custom LVP flooring, and relaxed coastal elegance throughout. The spacious living, dining, and kitchen areas flow beautifully together, creating the perfect setting for entertaining, family gatherings, or hosting vacation guests. The kitchen is truly the heart of this home! Gorgeous granite countertops provide plenty of prep and serving space, while the oversized breakfast bar opens directly into the living area. A custom ceramic tile backsplash, stainless steel appliances, abundant cabinetry, and an open layout create a kitchen that is equally beautiful and functional. Then step outside to your own PRIVATE BACKYARD OASIS. The fully fenced backyard showcases a spectacular private swimming pool complete with a NEW GAS HEATER, allowing you and your guests to enjoy the pool beyond the traditional summer months. Spend the morning along the Gulf, come home for an afternoon swim, and finish the evening relaxing in your private Florida Room overlooking the pool. And when you're ready for the beach, Paradise Retreat delivers one of Miramar Beach's most desirable amenities--PRIVATE DEEDED BEACH ACCESS! This gated community provides owners access to approximately 320 feet of private sugar-white sand along the emerald waters of the Gulf. The private gated beach access is approximately 880 yards from the home, making beach days incredibly convenient while still giving you the space and privacy of a single-family home. Paradise Retreat is a highly sought-after GATED COMMUNITY of approximately 120 homes, offering a peaceful residential atmosphere while placing you right in the middle of everything Miramar Beach and Destin have to offer. Walk or bike along Scenic Gulf Drive, grab dinner at Pompano Joe's or Captain Dave's, or enjoy the nearby shopping, dining, golf, and entertainment. Destin Commons and Silver Sands Premium Outlets are also just a short drive away. The spacious primary suite features a king bed and private ensuite bathroom with dual vanities and a tub/shower combination. Three additional guest bedrooms provide plenty of room for family and visitors, and the home's current configuration comfortably accommodates up to 10 guests. Additional features include a 2-car garage, spacious 4-car driveway, gas water heater, washer and dryer, generous storage, Florida Room, fully fenced backyard, and established short-term rental history. This is the COMPLETE MIRAMAR BEACH PACKAGE--a beautifully furnished 4-bedroom single-family home with a PRIVATE HEATED POOL, gated community, PRIVATE DEEDED BEACH ACCESS, two-car garage, rental potential, and an outstanding location just minutes from everything that makes the Emerald Coast special. PRICED TO SELL and positioned to stand apart from the competition, this property offers something increasingly difficult to find near the beach: your own home, your own garage, your own private heated pool, and your own private beach access. Paradise Retreat is calling. Come experience the privacy, luxury, and laid-back coastal lifestyle that make this gated Miramar Beach community such a special place to own.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2004

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Paradise Retreat

Listing ID

1011233

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Level,Restrictions,Sidewalk,Storm Sewer,Within 1/2 Mile to Water
Lot Dimensions:50' X 109.85' X 58.18' X 109.93'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Patio Covered, Porch, Porch Open
Sewer:Public Sewer
Parking Features:Garage,Guest
Principal Interest
$4,801
Taxes
$451
HOA
$0

Home Price

$869,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$173,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,801.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,801.10 $451.09 $0.00 $5,252.19
Yearly $57,613.20 $5,413.12 $0.00 $63,026.32
Total $1,728,395.94 $162,393.60 $0.00 $1,890,789.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

© 2026 Emerald Coast Multiple Listing Services