Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

285 Payne St 21b , Miramar Beach, FL 32550
$399,900
Est. Payment: $2,028.22/mo
2 Bed
2 Bath
944 Sqft
Status: active | Days on site: 148
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Welcome to your slice of paradise in beautiful Miramar Beach! This charming 2nd-floor condo is located in a highly sought-after community offering resort-style amenities, including a sparkling pool, and is just a short walk to the white, pristine beaches of the Emerald Coast. Inside, you’ll find an open floor plan filled with natural light and a private balcony overlooking the pool—perfect for relaxing or entertaining. The modern kitchen is designed with quartz countertops, stainless steel appliances, and ample cabinetry. The spacious bedrooms provides comfort and privacy. The bathrooms are generously sized, offering both style and convenience. This property offers flexibility as either your primary residence or an investment opportunity, with a strong rental income track record. Whether you’re seeking a full-time coastal lifestyle, a vacation retreat, or a revenue-generating rental, this condo checks all the boxes. Sold Fully Furnished! With beachside living, community amenities, and an unbeatable location near shopping, dining, and entertainment, this is a must-see!

Highlights

Listed by Elena Barba , 850-466-8466 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

HOA Fee

6250 Annually

Year Built

1998

County

Walton

Neighborhood

None

Listing ID

679777

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Freezer, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Tile
Water:Public

Exterior Features

Lot:Central Access,Interior Lot,Gulf
Zoning:County,Res Multi
Roof:Shingle
Others:
  • Additional:Balcony, Resale
Sewer:Public Sewer
Parking Features:2 Space/Unit
Principal Interest
$2,028
Taxes
$255
HOA
$6,250

Home Price

$399,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,028.22 $254.94 $6,250.00 $8,533.15
Yearly $24,338.61 $3,059.24 $75,000.00 $102,397.84
Total $730,158.25 $91,777.05 $2,250,000.00 $3,071,935.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.