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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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550 Topsl Beach Boulevard Unit 510 , Miramar Beach, FL 32550
$725,000
Est. Payment: $4,005.52/mo
2 Bed
2 Bath
1230 Sqft
Status: Active | Days on site: 34
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BSGC - SCHG,B12080
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Harrison Lilly Team
Owner/Operator

House Description

GULF-FRONT CONDO AT TOPS'L BEACH & RACQUET RESORT IN MIRAMAR BEACH! This fully furnished 5th-floor condo in The Tides at TOPS'L offers 2 bedrooms, 2 bathrooms, approximately 1,230 square feet, direct Gulf views, and an oversized west-facing balcony perfectly positioned to capture breathtaking Florida sunsets over the Gulf of Mexico. Whether you are searching for a beachfront vacation home, second home, or investment property in Miramar Beach, this Gulf-front condo offers an incredible opportunity to own along Florida's Emerald Coast. Step inside to a bright, coastal retreat where the Gulf is the backdrop. The spacious living area opens directly to the oversized balcony, creating the perfect setting for morning coffee, sunset cocktails, or simply relaxing to the sound of the waves. With two bedrooms and two full bathrooms, the floor plan offers plenty of space for owners and guests. The condo is being sold FULLY FURNISHED and is already established on a rental program, making it an attractive option for buyers looking for a turnkey Miramar Beach vacation rental or investment condo. Located directly on the beach, The Tides at TOPS'L combines Gulf-front living with the amenities and lifestyle that have made TOPS'L Beach & Racquet Resort a longtime Miramar Beach destination. Enjoy convenient beach access, swimming pools, racquet facilities, walking paths, and a beautiful resort setting just steps from the sugar-white sand and emerald-green waters of the Gulf of Mexico. The location is hard to beat. TOPS'L is convenient to Sandestin Golf and Beach Resort, Grand Boulevard, Silver Sands Premium Outlets, Destin Commons, championship golf, boating, fishing, watersports, entertainment, and some of the best shopping and dining in Destin and Miramar Beach. If you have been searching for a 2-bedroom Gulf-front condo for sale in Miramar Beach, a Destin-area beachfront investment property, a furnished vacation rental, or a second home with direct Gulf and sunset views, this 5th-floor residence at The Tides at TOPS'L deserves a closer look. Come experience the Gulf views, oversized balcony, resort lifestyle, and unbeatable Miramar Beach location for yourself. All measurements and information are approximate and should be verified by buyer if important.

Highlights

Listed by SunCoast Home Group , 850-319-4596 and Regina M Kukla , 850-319-4596 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1158.76 Monthly

Year Built

1998

County

Walton

Area

12 - Walton County

Neighborhood

No Named Subdivision

Listing ID

795009

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower

Exterior Features

Lot Dimensions:00X00
Zoning:Resort
Others:
  • ▪ Additional:Barbecue, Patio
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$4,006
Taxes
$355
HOA
$1,159

Home Price

$725,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$145,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,005.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,005.52 $354.82 $1,158.76 $5,519.10
Yearly $48,066.25 $4,257.82 $13,905.12 $66,229.19
Total $1,441,987.41 $127,734.60 $417,153.60 $1,986,875.61

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS