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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1096 Scenic Gulf Drive Drive 302/302a , Miramar Beach, FL 32550
$850,000
Est. Payment: $4,310.59/mo
3 Bed
3 Bath
1617 Sqft
Status: active | Days on site: 274
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Panoramic gulf views define this versatile three-bedroom residence in Surfside Resort, where every bedroom and the main living area open to a balcony overlooking the sugar-white sand and emerald waters below. Designed for both enjoyment and investment, the unit offers a flexible lockout configuration—rent it as a full three-bedroom, three-bath condominium or as separate two- and one-bedroom suites to maximize income potential. The interior features a bright coastal palette with tiled counters, updated appliances, and generous gathering spaces that frame the water beyond. Each bedroom offers its own balcony access, ideal for morning coffee or sunset views that stretch across the horizon. Surfside Resort is celebrated for its full suite of resort amenities, including a beachfront pool and hot tub, private beach access, fitness center, 2 private tennis courts and shuffleboard courts, and on-site dining at Royal Palm Grille. Guests and owners also enjoy the convenience of covered parking, interior corridors, and the indulgence of an in-house spa and salon. This turn key condominium captures the essence of effortless gulf-front living.

Highlights

Listed by Christina Knox , 850-814-9940 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4285.01 Quarterly

Year Built

1986

County

Walton

Area

12 - Walton County

Neighborhood

No Named Subdivision

Listing ID

781032

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot Dimensions:Condo
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$4,311
Taxes
$542
HOA
$4,285

Home Price

$850,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,310.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,310.59 $541.88 $4,285.01 $9,137.48
Yearly $51,727.10 $6,502.50 $51,420.12 $109,649.72
Total $1,551,813.07 $195,075.00 $1,542,603.60 $3,289,491.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS