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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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850 Forest Shore Dr , Miramar Beach, FL 32550
$639,000
Est. Payment: $3,240.89/mo
3 Bed
3 Bath
1940 Sqft
Status: pending | Days on site: 172
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Renovated Beach Cottage w/ private Pool, Bay Access & DREAM Location! This adorable cottage offers the perfect blend of charm, comfort, & convenience—all just a 5-min golf cart ride to the beach and mere steps to the bay, where you can easily launch your boat, kayaks, or paddleboards! Nestled in a quiet, friendly neighborhood with NO HOA, this home boasts an oversized driveway—perfect for guests or storing your boat. The spacious backyard has a gorgeous heated salt water gunite pool, ideal for relaxing after a day in the sun. Unwind in the expansive screened-in porch, perfect for enjoying warm coastal evenings. Inside, you'll find tasteful updates throughout, preserving the cottage's cozy character while offering modern comforts. New metal roof in 2022!
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Highlights

Listed by Elizabeth Gant , 901-494-3228 RE/MAX Coastal Properties , 850-837-9900. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.23

Year Built

1987

County

Walton

Area

15 - Miramar/Sandestin Resort

 Neighborhood

Holiday Shores Est 4Th Addn

Listing ID

992298

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Kitchen Island, Pantry, Pull Down Stairs, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Level
Lot Dimensions:75x123x86x123
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Pool - Gunite Concrt, Shower, Sprinkler System, Patio Enclosed, Patio Open, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Converted Garage
Principal Interest
$3,241
Taxes
$379

Home Price

$639,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,240.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,240.89 $379.29 $0.00 $3,620.18
Yearly $38,890.65 $4,551.48 $0.00 $43,442.13
Total $1,166,719.48 $136,544.40 $0.00 $1,303,263.88

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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