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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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92 Ciboney St , Miramar Beach, FL 32550
$974,900
Est. Payment: $4,944.51/mo
4 Bed
5 Bath
2400 Sqft
Status: active | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Opportunity abounds with this gorgeous REO property located less than a 1/2 mile to the Gulf of America! Built in 2020, this spacious 2,400-square-foot, 3-story home features 4 bedrooms and 4.5 bathrooms. It is being sold fully furnished and nearly completely turnkey. The thoughtful layout includes a private balcony on both the second and third floors, attached storage, and a fenced backyard. Situated in the desirable community of Hidden Palms, residents enjoy premier amenities including a community pool and included exterior lawn maintenance. Located in an extremely popular vacation rental area, this home is primed and ready for its new owners. Whether you are looking for a personal coastal retreat or your next lucrative vacation rental investment, this incredible property is calling your name. Call today to schedule your showing!
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Highlights

Listed by Cosmo M Spellings , 850-699-1856 Assurance Realty of NWFL LLC , 850-306-3989. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.07

HOA Fee

Year Built

2020

County

Walton

Area

15 - Miramar/Sandestin Resort

 Neighborhood

Hidden Palms

Listing ID

1004321

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Owner's Closet, Split Bedroom

Exterior Features

Lot:Covenants,Restrictions,Sidewalk
Lot Dimensions:65x55
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Sprinkler System, Patio Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$4,945
Taxes
$621
HOA
$0

Home Price

$974,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$194,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,944.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,944.51 $621.50 $0.00 $5,566.01
Yearly $59,334.11 $7,457.99 $0.00 $66,792.09
Total $1,780,023.19 $223,739.55 $0.00 $2,003,762.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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