LOWER YOUR PAYMENT! Seller is offering an interest rate buydown of $25,000 for an acceptable offer, potentially lowering your interest rate to the 5's for qualified buyers, with the potential for you to lower your mortgage payment by hundreds of dollars each month. If owning at the beach has been on your radar—whether as a full-time move, a second home, or a high-performing investment—186 Ciboney Street deserves your attention. This fully furnished (negotiable) five-bedroom beach home comfortably sleeps 12 and is already operating as a successful vacation rental, with projected annual income exceeding $130,000. That's the kind of flexibility buyers are looking for: enjoy it when you're here, let it perform when you're not. Perfectly positioned in Miramar Beach, this home offers the ideal blend of lifestyle and convenienceclose to the beach, a short drive to dining, shopping, and entertainment, located in a strong school district, and completely move-in ready. Inside, you'll find five generously sized bedrooms, each with its own en-suite bathroom, delivering privacy and comfort for family and guests alike. High-end finishes throughout elevate the space, while thoughtfully curated artwork from local artists adds a true Emerald Coast touch. The open-concept kitchen and living area were designed for effortless entertaining, and the fenced backyard provides added privacyperfect after long beach days. Just steps from the community pool and beach access walkway, the location simply doesn't get better. No matter your goalprimary residence, second home, or income-producing propertythis home checks every box. Offered under $1.4M, 186 Ciboney stands out as one of the strongest values in the market and deserves a spot on every serious buyer's showing schedule.