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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9815 W U.S. Hwy 98 Unit 226 , Miramar Beach, FL 32550
$365,000
Est. Payment: $1,851.21/mo
1 Bed
2 Bath
821 Sqft
Status: active | Days on site: 143
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Tucked inside the beautifully wooded and highly sought-after Hidden Dunes community, this charming ground floor end-unit is the perfect coastal retreat. Surrounded by mature trees and lush landscaping, Hidden Dunes is known for its quiet, quaint feel--offering a peaceful escape while still being just steps from everything you love about the beach. This one-bedroom, one-and-a-half bath condo offers over 800 square feet of comfortable living space, with a spacious primary suite and a queen sleeper sofa to accommodate guests. The open floor plan features a bright kitchen with a raised breakfast bar, tile flooring throughout, and a generous living area complete with a built-in desk, dining space, and cozy reading nook. Being sold fully furnished, it's truly move-in or rental ready. French doors lead to an oversized screened porch--one of the best spots to start your morning or unwind after a day in the sun. From here, you have easy access to the walking trails, the Beach & Racquet Club, and of course, the private beach access that makes Hidden Dunes so special. Owners and guests enjoy a true resort-style experience with amenities that include multiple pools (with a heated option for cooler months), hot tubs, a playground, outdoor grilling areas, and a seasonal tram that makes trips to the beach effortless. The Beach & Racquet Club is a standout feature, offering tennis and pickleball in a beautifully maintained setting just moments from your door. And the location? It's hard to beat. Situated south of Highway 98 with no roads to cross, you're just a short stroll or bike ride to the sugar-white sand beaches, as well as nearby dining, shopping, and entertainment. Sandestin, Scenic Gulf Drive, Silver Sands Outlet Mall, and 30A are all just minutes away. Whether you're looking for a second home, investment property, or your own little slice of paradise, this Hidden Dunes gem offers the perfect blend of privacy, charm, and coastal convenience. **NEW ROOF INSTALLED 2025. COMMUNITY REPAVED 2026. ALL SPECIAL ASSESSMENTS PAID IN FULL.**

Highlights

Listed by Heather B Cramer , 850-830-1065 Newman Dailey Resort Properties , 850-837-1071. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Hidden Dunes Beach Cottages 2

Listing ID

998967

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Owner's Closet, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Others:
  • Additional:Porch Screened
Sewer:Public Sewer
Principal Interest
$1,851
Taxes
$233
HOA
$0

Home Price

$365,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,851.21 $232.69 $0.00 $2,083.90
Yearly $22,214.53 $2,792.25 $0.00 $25,006.78
Total $666,436.01 $83,767.50 $0.00 $750,203.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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