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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9815 Us Highway 98 W Unit 187 , Miramar Beach, FL 32550
$575,000
Est. Payment: $2,915.99/mo
3 Bed
3 Bath
1479 Sqft
Status: active | Days on site: 455
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PREPARE TO BE AMAZED***COMPLETELY RENNOVATED AND BEAUTIFULLY FURNISHED *** IDEAL LOCATION***CLOSEST TO THE PRIVATE BEACH ****GATED COMMUNITY ***RENTAL READY** THIS IS A HIDDEN GEM. Hidden Dunes Cottage 187 is your perfect beach getaway, beautifully renovated and conveniently located as one of the closest cottages to the beach. This spacious second-level cottage comfortably accommodates up to eight guests, with three bedrooms and three full bathrooms, including a private loft ideal for children or guests. The stylish kitchen offers fresh white cabinetry, stainless steel appliances, a farmhouse sink, and sleek countertops, creating a bright and welcoming space. The open living and dining area features vaulted ceilings and tasteful coastal décor, with soothing shades of blue, white, and gray throughout. On the main level, you'll find a large master bedroom with a king-size bed, walk-in closet, and a beautifully updated ensuite bathroom featuring a walk-in shower. The comfortable guest bedroom has a queen bed and an adjacent bathroom, while the loft area includes two double beds and its own private bath. Enjoy relaxing moments on the screened-in porch that overlooks the lush, tropical landscape. Hidden Dunes is a gated community that feels like a private oasis, yet it's just minutes from Sandestin, Silver Sands Outlet Mall, Grand Boulevard, dining, and entertainment. The resort offers fantastic amenities, including private beach access with beach service, two community pools and hot tubs, tennis and pickleball courts, a basketball court, horseshoe pits, a playground, walking trails, and seasonal tram service. Recent updates include fresh paint throughout, new LVP flooring in the master and guest bedrooms, new carpeting in the loft, all-new kitchen appliances, new washer and dryer, updated furnishings in the living room and master bedroom, and a new queen mattress with updated décor in the guest bedroom. Additionally, the roof special assessment has been fully paid. Buyer to verify all information. CALL ME TODAY to schedule your private showing of this beautiful Hidden Dunes cottage

Highlights

Listed by Deborah M Wooley , 205-253-5410 and James T Wooley , 205-937-7671 Wooley Luxury Properties LLC , 205-253-5410. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1988

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Hidden Dunes Beach Cottages 2

Listing ID

974110

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Vaulted, Owner's Closet, Pantry

Exterior Features

Others:
  • Additional:Deck Covered, Porch Screened
Sewer:Public Sewer
Principal Interest
$2,916
Taxes
$294
HOA
$0

Home Price

$575,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,915.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,915.99 $294.08 $0.00 $3,210.07
Yearly $34,991.86 $3,529.00 $0.00 $38,520.86
Total $1,049,755.90 $105,870.00 $0.00 $1,155,625.90

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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