Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9815 Us Highway 98 Unit 129 , Miramar Beach, FL 32550
$529,990
Est. Payment: $2,928.12/mo
3 Bed
3 Bath
1479 Sqft
Status: Active | Days on site: 143
Get Pre-Qualified
EWSO - E28405
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Do you need an escape to the beach that generates rental income also? Then you need to view this immaculate beach cottage at Hidden Dunes Beach & Tennis Resort, Unit 129. This 3 bedroom 3 full bath open floor plan beach cottage is filled with abundant light and vaulted ceilings, making it bright and airy. This cottage is the largest floor plan of the Beach Cottages. Recently renovated and well maintained this cottage has new white shaker cabinets, new windows, new sliding glass door to the porch, new water heater, new carpeting in the primary bedroom, the loft, and the kids bedroom, all new living and room dining furniture, new mattresses, new appliances in the kitchen, and all new window treatment. The screened in porch is the perfect retreat for your More... morning coffee w/a breakfast bar that opens to the kitchen and takes in all the beauty and tranquil setting this beach cottage has to offer. Hidden Dunes is a private white sand beachfront low-density gated community with 24 hour security and 27 acres of picturesque landscaped grounds. Top tiered amenities include private beach access with beach service, 2 swimming pools, hot tubs, pickleball courts, lighted basketball courts, tennis courts, BBQ gas grills, fishing lake w/pier, gazebo, and shaded walking trails. Tennis devotees will love the 6 Rubico clay professional tennis courts, Pro-Shop, seasonal tournaments, on site instruction programs, and certified coaching/clinic. To add to all of this in-season tram services are available. Conveniently located to all the fine shopping and restaurants Miramar Beach has to offer, and on the south side of US Highway 98. With its exceptional location and only a few minutes to the beach, this cottage is the ideal vacation retreat, income-producing vacation rental, or even a primary residence. Call today for more details!

Highlights

Listed by Shaunet S Nicholas , 850-748-9455 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1988

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Hidden Dunes Beach Cottages 2

Listing ID

1002708

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Cathedral, Lighting Track, Owner's Closet

Exterior Features

Sewer:Public Sewer
Principal Interest
$2,928
Taxes
$330
HOA
$0

Home Price

$529,990

Loan Details

30 yrs
7.374%

Down Payment

20%
$105,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,928.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,928.12 $329.92 $0.00 $3,258.03
Yearly $35,137.42 $3,958.98 $0.00 $39,096.40
Total $1,054,122.63 $118,769.40 $0.00 $1,172,892.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

© 2026 Emerald Coast Multiple Listing Services