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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9815 U.S. 98 Unit 217 , Miramar Beach, FL 32550
$525,000
Est. Payment: $2,900.55/mo
3 Bed
3 Bath
1315 Sqft
Status: Active | Days on site: 107
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ENDR - E34823
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Harrison Lilly Team
Owner/Operator

House Description

Discover the potential of this 3-bedroom, 3-bath condo located within the highly desirable, gated Hidden Dunes Beach & Tennis Resort. Nestled among lush, mature landscaping and tranquil natural surroundings, this property offers a rare opportunity for buyers looking to renovate, personalize, or invest in a high-demand beachside community. This spacious unit features a functional and inviting layout, ready to be reimagined to suit your vision. The main living area is filled with natural light and flows effortlessly into the kitchen and dining space, creating a comfortable setting for gathering and entertaining. Step outside to the private screened porch--an ideal extension of your living space where you can relax and take in the peaceful, wooded views that make Hidden Dunes so unique. The flexible floor plan includes three bedrooms and three full baths, offering ample space for family, guests, or rental use. Being sold fully furnished, the property provides a convenient starting point for immediate enjoyment or income production. With strong rental potential and a sought-after location, this is an excellent opportunity to add value and maximize returns. Additional highlights include: Spacious 3-bedroom, 3-bath layout Fully furnished and ready for use or renovation Private screened porch with serene natural views Excellent potential as a short-term rental investment Located within a gated resort community Hidden Dunes is known for its peaceful, park-like setting and exceptional amenities. Residents and guests enjoy deeded private beach access, a renowned tennis and pickleball center, walking paths, and beautifully maintained green spaces throughout the community. The balance of privacy, security, and recreation makes this one of Miramar Beach's most beloved destinations.Conveniently located south of Highway 98, the property is just a short distance from the sugar-white sands of the Gulf, as well as nearby shopping, dining, and entertainment options along Scenic Gulf Drive and at Sandestin. Whether you're spending the day at the beach, enjoying local restaurants, or exploring all the area has to offer, everything you need is within easy reach. Whether you're searching for a renovation project, a second home, or an income-producing property, this Hidden Dunes condo presents a unique chance to create something special in an unbeatable coastal setting. Bring your ideas and transform this space into the beach retreat you've been dreaming of.

Highlights

Listed by Heather B Cramer , 850-830-1065 Newman Dailey Resort Properties , 850-837-1071. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1985

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Hidden Dunes Beach Cottages 1

Listing ID

1001934

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Owner's Closet

Exterior Features

Others:
  • ▪ Additional:BBQ Pit/Grill, Porch Screened
Sewer:Public Sewer
Principal Interest
$2,901
Taxes
$287

Home Price

$525,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,900.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,900.55 $287.27 $0.00 $3,187.82
Yearly $34,806.59 $3,447.28 $0.00 $38,253.87
Total $1,044,197.78 $103,418.40 $0.00 $1,147,616.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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