Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

189 N Beach Dr , Miramar Beach, FL 32550
$1,999,990
Est. Payment: $10,143.57/mo
4 Bed
3 Bath
2652 Sqft
Status: active | Days on site: 174
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Discover a rare blend of coastal elegance and serene lakefront living in this exceptional retreat, quietly tucked within the coveted Gulf Pines community of Miramar Beach. Offered fully furnished, this thoughtfully curated residence is truly turnkey, allowing for immediate enjoyment or seamless rental potential. Set on just under half an acre with 72 feet of lake frontage and walking distance to the beach, the property offers privacy, space, and a lifestyle that is increasingly difficult to find along the Emerald Coast. The home features four bedrooms and three baths, including two ensuite bedrooms, providing comfort and privacy for both owners and guests. Light-filled interiors flow effortlessly to the outdoors, where a private pool, expansive deck, and personal dock create a tranquil setting for relaxing, entertaining, or enjoying peaceful afternoons on the water. Culinary moments are elevated with a fully equipped gourmet kitchen and outdoor grilling area, ideal for al fresco dining while overlooking the serene lake. The home's furnishings and finishes complement the coastal setting, blending refined style with relaxed sophistication. One of Gulf Pines' most extraordinary distinctions is its private, neighborhood-only beach access, offering over 1,000 feet of dedicated shoreline--never crowded, no vendors permitted, and complete with a private beach pavilion exclusively for residents. This level of beachfront privacy is exceptionally rare on the Emerald Coast, making Gulf Pines a true hidden gem.

Highlights

Listed by Koenenn Group , 228-596-3926 and Cynthia Perry , 407-782-3624 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.41

Year Built

1989

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Gulf Pines

Listing ID

995678

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Smooth Stovetop Rnge, Washer, Wine Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Vaulted, Kitchen Island, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Lake,Pond
Lot Dimensions:87 x 198.99
Zoning:Resid Single Family
Others:
  • Additional:Pool - Fiberglass, Deck Covered, Deck Open, Patio Covered, Patio Open
Principal Interest
$10,144
Taxes
$954

Home Price

$1,999,990

Loan Details

30 yrs
6.529%

Down Payment

20%
$399,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,143.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,143.57 $953.89 $0.00 $11,097.46
Yearly $121,722.86 $11,446.65 $0.00 $133,169.51
Total $3,651,685.89 $343,399.50 $0.00 $3,995,085.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services