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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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68 Penelope St , Miramar Beach, FL 32550
$1,049,900
Est. Payment: $5,800.55/mo
4 Bed
3 Bath
2365 Sqft
0.12 Acres
Status: Active | Days on site: 48
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EGLE - E26171
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Harrison Lilly Team
Owner/Operator

House Description

Luxury Beach Living! Gated community w/ deeded Beach Access! VA Assumable! 4 Bedrooms/3 Full Baths (1 Bedrm & Full Bath w/zero entry shower on 1st Level). Open Concept-tons of entertaining space. Stainless Appliances, Kitchen Island, stone countertops, Vaulted Ceiling, Back Porch w/extended paver patio for outdoor entertaining. Lrg corner lot, 2 car garage & paver driveway. Lots of storage. Extra large great rm flows into dining & open kitchen. Plantation shutters throughout. Fenced backyard. Check-out floor plan in pictures. Best location in neighborhood: 5 min. stroll to DEEDED BEACH ACCESS & 2 min. stroll to community pool. Low HOA fees include community pool, gated community, security, & beach access. Buyer to verify all deemed important info.

Highlights

Listed by Kelli M Van Pelt , 850-797-0315 Eagle Bay Real Estate , 850-797-5693. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2018

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Frangista Beach 2Nd Addn

Listing ID

1008605

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:54x100x54x100
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Open, Porch, Porch Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$5,801
Taxes
$748
HOA
$0

Home Price

$1,049,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$209,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,800.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,800.55 $748.17 $0.00 $6,548.71
Yearly $69,606.56 $8,977.98 $0.00 $78,584.54
Total $2,088,196.66 $269,339.40 $0.00 $2,357,536.06

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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