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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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48 Ruth St , Miramar Beach, FL 32550
$1,530,000
Est. Payment: $7,759.87/mo
4 Bed
4 Bath
3325 Sqft
Status: active | Days on site: 88
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 48 Ruth Street, a beautifully appointed coastal retreat tucked away in the highly sought-after Villas of Frangista community of Miramar Beach. Just moments from the sugar-white sands and emerald waters of the Gulf, this spacious 4-bedroom, 4-bath home offers the perfect blend of luxury, comfort, and investment potential. Designed with both relaxation and entertaining in mind, the home features an open-concept layout, generous living spaces, and multiple private bedroom suites ideal for hosting family and guests. Coastal-inspired finishes, abundant natural light, and thoughtfully designed interiors create a warm and inviting atmosphere throughout. Whether you are searching for a primary residence, second home, or income-producing vacation rental, this property checks every box. Located near beach access, dining, shopping, and all that the Emerald Coast lifestyle has to offer, 48 Ruth Street places you in the heart of one of the area's most desirable beach communities. Enjoy mornings by the beach, afternoons by the pool, and evenings entertaining after a day on 30A and the Gulf Coast. This is the coastal lifestyle buyers are looking for.

Highlights

Listed by Courtney W Stubley , 850-502-7566 The Premier Property Group Seacrest Office , 850-213-5000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2013

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Frangista Beach 2Nd Addn

Listing ID

1003325

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Built-In Bookcases, Kitchen Island, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Level,Within 1/2 Mile to Water
Lot Dimensions:48x100
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Sprinkler System, Patio Covered, Porch, Porch Screened, Fenced Privacy
Parking Features:Garage
Principal Interest
$7,760
Taxes
$583
HOA
$0

Home Price

$1,530,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$306,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,759.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,759.87 $582.79 $0.00 $8,342.66
Yearly $93,118.46 $6,993.45 $0.00 $100,111.91
Total $2,793,553.68 $209,803.50 $0.00 $3,003,357.18

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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