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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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147 Charlotte Ave , Miramar Beach, FL 32550
$1,899,000
Est. Payment: $9,631.37/mo
8 Bed
9 Bath
3367 Sqft
Status: active | Days on site: 191
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 147 Charlotte Avenue, a next to new coastal retreat located within the gated Beach Villas of Frangista Beach. Built in 2021, this eight bedroom, eight bath residence is thoughtfully designed to deliver privacy, comfort, and effortless coastal living at every turn. From the moment you arrive, the home sets the tone with light filled interiors, an open concept floor plan, and seamless indoor outdoor flow. Natural stone countertops, luxury vinyl plank flooring, and curated finishes elevate the living spaces, while expansive sliding glass doors open directly to the private heated pool and outdoor entertaining area, ideal for gathering after a day at the beach or relaxing poolside in the sun. Each of the eight bedrooms features its own en-suite bathroom, creating private retreats throughout the home. Multiple king suites span all levels, complemented by a custom bunk room designed for flexibility and functionality. Second and third floor balconies offer quiet spaces to unwind, enjoy coastal breezes, or start the morning with coffee in hand. The home is offered fully furnished and includes a street legal golf cart, making ownership truly turnkey. Thoughtful amenities such as a centrally located laundry room, multiple balconies, and well planned shared and private spaces make this property equally well suited as a primary residence, second home, or high-performing investment. With strong rental performance already in place ($50k as of Feb 2026), and projected potential up to $220,000 annually, this property presents a compelling opportunity for the next owner to enjoy both lifestyle and income. Just a short walk from beach access and moments from dining, shopping, and entertainment, 147 Charlotte Avenue delivers location, design, and proven performance in one exceptional Frangista Beach offering.

Highlights

Listed by Isaiah Denman , 850-687-1628 and Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

450 Quarterly

Year Built

2021

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Frangista Beach 2Nd Addn

Listing ID

994938

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:9
  • Full Bathrooms:8
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Raised

Exterior Features

Lot:Interior
Lot Dimensions:50X100
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Shower, Sprinkler System, Patio Covered
Sewer:Public Sewer
Principal Interest
$9,631
Taxes
$951
HOA
$450

Home Price

$1,899,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$379,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,631.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,631.37 $950.78 $450.00 $11,032.15
Yearly $115,576.44 $11,409.37 $5,400.00 $132,385.81
Total $3,467,293.09 $342,281.10 $162,000.00 $3,971,574.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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