Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

97 Sarasota St , Miramar Beach, FL 32550
$999,900
Est. Payment: $5,071.30/mo
3 Bed
3 Bath
1731 Sqft
Status: active | Days on site: 137
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Discover the charm of Frangista Beach, one of Miramar Beach's most treasured coastal communities. This home sits directly behind the community pool, with deeded beach access just a 4-minute walk away. Accented by beautiful live oak trees and a white picket fence that add to its enchanting setting, this renovated beach cottage offers the perfect blend of comfort, style, and investment potential, with strong rental income and an unbeatable location. Ideally situated between 30A and Destin, you have access to boutique shopping, dining, and entertainment--truly the best of both worlds. The decor is reminiscent of a Serena & Lily magazine spread, exuding refined coastal luxury and effortless style. An amazing front porch offers a taste of true southern living, perfect for relaxing. The thoughtfully designed floor plan features a huge primary suite with a spa-like tub and separate shower, while both guest bedrooms downstairs include private en suite bathrooms, providing comfort and privacy for family or visitors. Soaring 11-foot ceilings create a spacious feel throughout the home. With $150,000 in upgrades, this home has been meticulously improved with new wood floors, a new metal roof, gas tankless water heater, new landing and deck, light fixtures and ceiling fans, window treatments, and more, offering both beauty and peace of mind. Whether you are searching for a full-time residence, second home, or vacation rental, this special property stands out with its magical setting, extensive upgrades, and proven income potential in one of Miramar Beach's most beloved beach communities. Schedule a showing today!

Highlights

Listed by 30AMY HOMES , 850-420-5663 Rising Star Real Estate Inc , 850-613-6832. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

2002

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Frangista Beach 1St Addn

Listing ID

998557

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:50X100
Zoning:Resid Single Family
Others:
  • Additional:Lawn Pump, Porch Screened, Fenced Lot-All
Sewer:Public Sewer
Principal Interest
$5,071
Taxes
$628
HOA
$0

Home Price

$999,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,071.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,071.30 $627.70 $0.00 $5,699.00
Yearly $60,855.65 $7,532.37 $0.00 $68,388.02
Total $1,825,669.49 $225,971.10 $0.00 $2,051,640.59

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services