Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

40 Sarasota St , Miramar Beach, FL 32550
$1,099,000
Est. Payment: $6,071.82/mo
4 Bed
4 Bath
2200 Sqft
0.11 Acres
Status: Pending | Days on site: 15
Get Pre-Qualified
EKCR - E35094,E27886
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to 40 Sarasota St, Destin (Miramar Beach), located in the highly desirable Frangista Beach area with deeded beach access and no HOA. Only 3 minutes walk to the beach, this fully furnished property offers a versatile layout ideal for both personal use and investment. The main floor features a huge open-concept layout with a large kitchen, spacious dining area, and expansive living room, creating an inviting space designed for gathering, entertaining, and comfortable coastal living. The kitchen includes stainless steel appliances, granite countertops, and a breakfast bar, and opens directly to the main living and dining areas. Interior features also include 9-foot ceilings, tile flooring, and a fireplace. The home offers three king bedrooms/3baths in the main house + 2 story guest house. The home offers three king bedrooms in the main house, plus a separate 2-story guest house with its own private 1 bedroom, 1 bathroom suite and a small kitchen, a rare combination this close to the beach. Great for extended family, guests, or as a rental unit (buyer to independently verify current Walton County short-term rental requirements). Outside, enjoy your own private pool and a backyard with mature shade trees. With no HOA and deeded beach access just steps away, this property offers real flexibility, whether as a full-time residence, second home, or investment. Located in the Frangista Beach neighborhood, close to Miramar Beach and Sandestin shopping, dining, and golf. Schedule your showing today.

Highlights

Listed by Liat Philipson , 678-814-9122 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

1992

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Frangista Beach 1St Addn

Listing ID

1010367

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Fireplace, Guest Quarters, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Within 1/2 Mile to Water
Lot Dimensions:50' x 100'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Pavillion/Gazebo, Pool - Vinyl Liner, Separate Living Area, Shower, Deck Open, Patio Covered, Porch, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Parking Features:Carport Detached
Principal Interest
$6,072
Taxes
$701
HOA
$0

Home Price

$1,099,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,071.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,071.82 $700.61 $0.00 $6,772.43
Yearly $72,861.80 $8,407.35 $0.00 $81,269.15
Total $2,185,854.01 $252,220.50 $0.00 $2,438,074.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

© 2026 Emerald Coast Multiple Listing Services