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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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148 Miami St , Miramar Beach, FL 32550
$762,000
Est. Payment: $4,209.94/mo
4 Bed
2 Bath
1519 Sqft
Status: Active | Days on site: 40
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EABD - E7437
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Harrison Lilly Team
Owner/Operator

House Description

Tucked within the charming and established community of Frangista Beach, this distinctive Old Florida beach home is one of those properties that simply catches your attention. Full of character and an eclectic coastal personality, the home sits beneath a canopy of mature trees just steps from the Gulf with deeded beach access. Elevated on pilings, the residence features Hardie board siding, a metal roof, a paid-in-full solar panel system with no lease or payment obligations to assume, and an expansive wraparound deck that creates multiple outdoor living spaces and enhances the home's unmistakable Old Florida appeal. The main living level offers an open living and dining area filled with natural light, wood floors and walls, and direct access to the wraparound deck. The adjoining kitchen features granite countertops, stainless appliances, and ample cabinetry. Three bedrooms are located on this level along with a beautifully updated tile bath featuring a walk-in shower. The lower level adds another dimension to the home with a bedroom, full bath, living area, and kitchenette equipped with a refrigerator, microwave, counter space, and cabinetry. The elevated design also provides generous covered outdoor space and storage beneath the home. Beyond its character, the property's location is what makes this offering particularly compelling. Surrounded by a mix of classic coastal cottages and newer luxury vacation homes, it offers the opportunity to enjoy a truly distinctive Frangista Beach property today while also presenting exciting possibilities for the future. Located in the heart of Miramar Beach, just moments from the sugar-white sand and emerald waters of the Gulf, with convenient access to some of the area's most popular dining, shopping, and entertainment.

Highlights

Listed by Brad Hilderbrand , 850-368-6660 Coastal Abode , 850-246-1809. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1988

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Frangista Beach 1St Addn

Listing ID

1010843

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Washer/Dryer Hookup

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:50x91x50x83
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Deck Open
Sewer:Public Sewer
Parking Features:Carport,Guest
Principal Interest
$4,210
Taxes
$110

Home Price

$762,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$152,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,209.94 $109.87 $0.00 $4,319.81
Yearly $50,519.28 $1,318.38 $0.00 $51,837.66
Total $1,515,578.49 $39,551.40 $0.00 $1,555,129.89

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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