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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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184 S Cove Dr , Miramar Beach, FL 32550
$657,000
Est. Payment: $3,331.83/mo
2 Bed
2 Bath
1068 Sqft
Status: active | Days on site: 285
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled on the pond in the sought-after Fairways community of Sandestin Golf & Beach Resort, this charming coastal cottage comes fully furnished and offers the perfect blend of comfort, convenience, and modern upgrades. Surrounded by lush landscaping, the outdoor living shines with an oversized TimberTech front porch, expansive back deck, and upgraded dock complete with solar café lights--ideal for sun-filled days and relaxed evenings by the pond. Inside, the home is beautifully furnished and move-in ready, featuring an updated kitchen with French door refrigerator (2024) and 5-burner convection/air-fryer range(2024), plus a luxurious Sleep Number split king adjustable bed. Smart features throughout include keyless entry, upgraded bathroom fans with Bluetooth and night lights, and multiple wall-mounted TVs bringing convenience and style. This home also features a brand-new roof (2025), new water heater and breaker box (2024), full-size Samsung washer/dryer, oversized parking pad for cars and golf carts, and a custom shed. The cozy screened porch with café lights is the perfect retreat after a long day at the beach. Sold fully furnished, this Fairways gem offers effortless living and access to the world-class resort lifestyle that Sandestin Golf and Beach Resort is known for. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

Highlights

Listed by Lisa A Collier , 850-259-1745 and Amy M Berry , 850-830-2000 The Agency Northwest Florida Beaches , 850-267-8100. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

1985

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Fairways At Sandestin Ph 4

Listing ID

986823

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Lake
Lot Dimensions:60 x 80
Zoning:Resid Single Family
Others:
  • Additional:Dock, Deck Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$3,332
Taxes
$409
HOA
$0

Home Price

$657,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$131,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,331.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,331.83 $408.64 $0.00 $3,740.48
Yearly $39,982.01 $4,903.73 $0.00 $44,885.74
Total $1,199,460.22 $147,111.90 $0.00 $1,346,572.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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