Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1952 Scenic Gulf Dr Unit 405 , Miramar Beach, FL 32550
$505,000
Est. Payment: $2,790.05/mo
2 Bed
2 Bath
958 Sqft
Status: Active | Days on site: 132
Get Pre-Qualified
EKCR - E8786
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

### TOP-FLOOR CORNER UNIT • GULF VIEWS • PRIVATE BEACH ACCESS • READY FOR YOUR PERSONAL TOUCH! Enjoy the advantages of a **TOP-FLOOR, WEST-SIDE CORNER UNIT** with added privacy, **NO UPSTAIRS NEIGHBORS**, abundant natural light and one of the **BEST VIEWS AND BALCONY LOCATIONS** in Emerald Waters. This 2-bedroom/2-bath condo sits directly across from the sugar-white sands of Miramar Beach with **PRIVATE GATED BEACH ACCESS** just steps away. One of the standout features is the **TOP-FLOOR LOCATION**. In addition to greater privacy and a quieter setting, the elevated position provides **BEAUTIFUL PARTIAL GULF VIEWS** from the living room, dining area, kitchen and balcony. The west-side balcony is ideally positioned for shaded summer afternoons while capturing warm winter sunlight--a wonderful spot for morning coffee, evening cocktails or simply enjoying the Gulf breeze. Inside, the spacious floor plan features an **OPEN LIVING AND DINING AREA** with plenty of natural light. The interior has been well maintained and offers something many buyers appreciate: **THE OPPORTUNITY TO UPDATE AND PERSONALIZE** the condo to their own taste rather than paying a premium for someone else's renovation. Enjoy it as it is today and make improvements over time, or create your own coastal retreat from the start. Beach days couldn't be easier. The community's **PRIVATE GATED BEACH ACCESS** is directly across Scenic Gulf Drive--grab your chairs and be on the sand within minutes, without searching for public beach parking. Restaurants, shopping, entertainment and beach stores are nearby, while the wide walking and biking path along Scenic Gulf Drive makes it easy to enjoy the coastal lifestyle right outside your door. Community amenities include a POOL, HOT TUB, GRILLING AREA, PICNIC AREA, PRIVATE BEACH ACCESS and ample parking. Conveniently located near golf, dining, shopping and entertainment, this condo combines the features that are difficult to change--TOP-FLOOR PRIVACY, CORNER LOCATION, GULF VIEWS AND EXCELLENT BEACH ACCESS--with the freedom to make the interior entirely your own.

Highlights

Listed by Hillary Driscoll Olds , 850-699-0344 Lokation , 954-545-5583. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2002

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Waters

Listing ID

1003644

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$2,790
Taxes
$310
HOA
$0

Home Price

$505,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$101,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,790.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,790.05 $309.74 $0.00 $3,099.79
Yearly $33,480.63 $3,716.87 $0.00 $37,197.50
Total $1,004,418.81 $111,506.10 $0.00 $1,115,924.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

© 2026 Emerald Coast Multiple Listing Services