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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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80 Saint Simon Cir , Miramar Beach, FL 32550
$1,099,000
Est. Payment: $5,573.92/mo
4 Bed
3 Bath
2478 Sqft
Status: active | Days on site: 158
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Turnkey beach retreat with built-in rental income potential! Welcome to 80 Saint Simon Circle, a beautifully updated coastal getaway located in the heart of Miramar Beach, perfectly suited for both personal enjoyment and short-term rental success. Situated within a gated community offering resort-style amenities, this four-bedroom, three-bathroom home presents an exceptional opportunity for investors or buyers seeking a vacation home that works for them. The home has been completely refurnished in recent years, creating a fresh, stylish interior that guests love. The spacious layout comfortably accommodates large groups, while the converted garage game room provides the perfect entertainment space for rainy beach days or evening fun after the sun sets. Owners and guests enjoy access to two community pools, a pet park, and private deeded beach access, making every stay convenient and memorable. Whether relaxing by the pool, walking to the sugar-white sands of the Gulf, or enjoying time together in the game room, this home delivers the ideal coastal vacation experience. With a proven short-term rental setup and desirable location near shopping, dining, and entertainment, 80 Saint Simon Circle offers the perfect blend of lifestyle and income potential along the Emerald Coast.

Highlights

Listed by Alexandra L Caudill , 812-319-7782 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

HOA Fee

Year Built

2005

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Waters Village

Listing ID

998015

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Owner's Closet, Pantry

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:45x70
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Patio Covered, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$5,574
Taxes
$689
HOA
$0

Home Price

$1,099,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,573.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,573.92 $688.59 $0.00 $6,262.51
Yearly $66,887.05 $8,263.03 $0.00 $75,150.08
Total $2,006,611.43 $247,890.90 $0.00 $2,254,502.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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