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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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26 Saint Francis Dr , Miramar Beach, FL 32550
$1,340,000
Est. Payment: $6,796.23/mo
4 Bed
3 Bath
2025 Sqft
Status: active | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 26 Saint Francis, nestled within the exclusive gates of Emerald Waters Village in Miramar Beach. This coastal retreat is a rare gem, offering PRIVATE gated beach access for serene strolls along the sugar-white sands and emerald waters just moments from your doorstep. Spanning 2,025 square feet, this residence is thoughtfully designed to accommodate up to 16 guests, making it an ideal destination for extended family vacations or gatherings with friends. Upon entering, you are greeted by an open-concept first floor, where the living area invites relaxation with its two sleeper sofas, perfect for additional guests. Do an Internet search on Legacy Beach Homes of Destin, Florida to view real time calendars in order to determine availability for showings Seller is listing over $100 million worth of properties from their portfolio (35 large STRs in the Destin/Miramar/30A area with an average appraisal value of slightly over $3M each.). The seller is only selling 10% of the portfolio. Seller will withdraw this and/or any other remaining listings once the first $10 million (approximately) in sales have been achieved. Seller (Equisource Holdings dba Legacy Beach Homes) does not disclose property-level rental revenue data. Buyer to perform their own due diligence regarding income potential. However, the appraisal in the document section of this listing may include the appraiser's revenue projection. Seller will make all reasonable efforts to facilitate the transfer of future reservations. The Seller does not have to sell. Property has been priced based on recent appraisal and reflects the seller's minimum acceptable price. Most recent appraisal and inspections in docs section

Highlights

Listed by Christian H Knight , 850-517-0859 Century 21 Wimco Realty Inc , 850-664-2100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

Year Built

1999

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Waters Village

Listing ID

998195

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:41 x 86
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Columns, Fenced Back Yard, Sprinkler System, Patio Covered, Patio Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$6,796
Taxes
$604
HOA
$0

Home Price

$1,340,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$268,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,796.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,796.23 $604.17 $0.00 $7,400.40
Yearly $81,554.73 $7,250.05 $0.00 $88,804.78
Total $2,446,641.78 $217,501.50 $0.00 $2,664,143.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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