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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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137 St Francis Dr , Miramar Beach, FL 32550
$1,049,000
Est. Payment: $5,320.33/mo
4 Bed
3 Bath
2502 Sqft
Status: active | Days on site: 93
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Emerald Waters Village is one of my favorite coastal neighborhoods in Miramar Beach! Upon entering the gated community, you immediately see the beautiful landscaped grounds and stunning coastal architectural designs of the homes . The community has a number of open landscaped common areas with benches, and it also features two refreshing swimming pools for your enjoyment. As you drive up to 137 St. Francis Drive, you see a two story home with columns, a covered porch, and an upstairs private balcony. It has four bedrooms and 3 full baths. As you enter the driveway on beautiful stone pavers, which the sidewalk also features, you see that you have a one car garage available for you. Large double doors open up the entrance way into a large open living room with tons of natural light, and a spacious dinning area. As you look around in the family room you see high ceilings, and a Shiplap feature wall, and plenty of furniture for your family and guest. You notice very quickly that this home has been well maintained. The kitchen is large with an abundance of cabinets and countertop area, which features four barstools a large kitchen table and pantry. On the first floor you also have a full bathroom and spacious bedroom with double closets. You can walk out of the kitchen into the laundry room, which has access to the back patio with stone pavers, outdoor furniture and a gas grill. Beautiful cherry wood stairways take you up to the second floor! Upstairs you have two guest bedrooms with cherry wood flooring, walk in closets and a Jack and Jill full bathroom. The Master Suite is very spacious, with a large walk in closet and opens up to a private balcony for your relaxing time. The Master Bathroom has double vanity's a separate tile shower and a whirlpool tub. All of this along with being located just across the street from your private beach access to Destin's pristine beaches, equals a true hidden jewel. If you looking for a great rental producing property or a secondary home at the beach, 137 St. Francis checks off all the right boxes! Call for your private showing!

Highlights

Listed by Michael W Tucker , 850-687-4917 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

HOA Fee

Year Built

2005

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Waters Village

Listing ID

1000561

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:45x69
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Shower, Deck Covered, Patio Open, Porch
Sewer:Public Sewer
Principal Interest
$5,320
Taxes
$630
HOA
$0

Home Price

$1,049,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,320.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,320.33 $630.36 $0.00 $5,950.69
Yearly $63,843.96 $7,564.26 $0.00 $71,408.22
Total $1,915,318.83 $226,927.80 $0.00 $2,142,246.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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