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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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103 St Simon Cir , Miramar Beach, FL 32550
$1,839,900
Est. Payment: $9,331.63/mo
5 Bed
5 Bath
2904 Sqft
Status: active | Days on site: 96
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the charm of 103 St Simon, a luxurious 5 bedroom, 4.5 bath getaway in Miramar Beach, built with comfort and style in mind. Spanning three levels and over 2,900 square feet, this beautifully appointed home is just a quick walk or golf cart ride from the pristine white sands of the Emerald Coast and includes a private beach access for Emerald Waters Village. **This home is being sold fully furnished with a golf cart.. Turnkey ready for your family vacations** As you step inside, you're welcomed by an open living space designed for both comfort and entertaining. The living room features a striking shiplap accent wall with a cozy fireplace to enjoy your evenings. Just off the main living area, a stylish wet bar complete with a sink and wine cooler makes hosting effortless. In the kitchen, elegant quartz countertops provide both beauty and durability, while coffered ceilings add architectural detail and character. The quartz island serves as both a prep space and gathering spot, featuring a built-in sink, microwave built into the island, and comfortable bar seating for casual dining or morning coffee convos. The kitchen is also equipped with stainless steel appliances, a professional-grade gas range, and a vented range hood perfect for cooking in. Step outside to your own private resort-style retreat! The fenced in backyard features a heated saltwater pool paired with a waterfall spa. A fire pit lounge with comfortable seating invites late-night conversations, while the gas grill and outdoor dining area make it easy to enjoy meals in the open air. Framed by palm trees and lush landscaping, the space offers a peaceful, tropical backdrop perfect for both lively gatherings and quiet afternoons by the water. On the second floor, two queen bedrooms and a custom-designed bunk room (with pacman machine) are well-suited for families or groups. The laundry is conveniently located near all of the bedrooms. Home comes with a tankless gas Ranai for unlimited hot water for large groups. On the third floor, there are two spacious king suites which include private ensuite bathrooms and covered porches. The main master bath features a clean, modern design with high-end finishes throughout. A freestanding soaking tub is positioned beneath two windows, bringing in natural light and offering a relaxing place to unwind. Next to it, a frameless glass walk-in shower includes marble-look porcelain tile, a built-in niche for storage, and a mosaic accent wall for added detail. The bathroom also offers separate his and her sinks with quartz countertops. 103 Saint Simon is the perfect second home for families with great rental numbers and projections. Schedule your showing today! **Furnishings may have a few slight differences than the photos (I.e. bed coverings, etc) **

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Aaron M Perk , 850-714-2360 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

Year Built

2021

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Waters Village

Listing ID

996919

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Other:
  • Additional:Ceiling Tray/Cofferd, Fireplace, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:47 x 87 x 59 x 111
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Shower, Porch
Sewer:Public Sewer
Principal Interest
$9,332
Taxes
$823
HOA
$0

Home Price

$1,839,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$367,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,331.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,331.63 $822.85 $0.00 $10,154.47
Yearly $111,979.51 $9,874.16 $0.00 $121,853.67
Total $3,359,385.23 $296,224.80 $0.00 $3,655,610.03

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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