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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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36 Opal Cove , Miramar Beach, FL 32550
$750,000
Est. Payment: $4,143.64/mo
3 Bed
2 Bath
1508 Sqft
0.07 Acres
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 36 Opal Cove, a beautifully maintained 3-bedroom, 2-bath home in the gated Emerald Shores community of Miramar Beach, just moments from the sugar-white sands of the Gulf. Offered at $750,000, this home presents an exceptional opportunity to own near the beach with private deeded beach access and an impressive array of community amenities. Inside, the home is bright, spacious and move-in ready, featuring newer LVP flooring throughout, fresh interior paint, vaulted ceilings, a skylight, and charming beadboard wainscoting with decorative chair rail extending through the foyer, living room and dining area. The open living space offers plenty of room to gather, with a generous dining area and eat-in kitchen featuring a large breakfast bar, stainless steel appliances, pantry space and a stackable washer and dryer. All three bedrooms are comfortably sized, including a spacious primary suite with a tray ceiling and room for a home office or sitting area. The primary bath offers a double vanity, separate shower and jetted soaking tub. Outside, enjoy the fenced back and side yard with an attractive paver patio, creating a great space for relaxing or entertaining. Additional updates include a tile roof replaced in 2022. Emerald Shores offers two community pools, including one heated pool, pickleball courts and private deeded beach access reserved for owners and rental guests. The recently upgraded private beach pavilion features a full-service seasonal snack bar, restrooms and showers. A new ADA Trex ramp provides easier beach access, and homeowners enjoy complimentary LDV umbrella and chair rentals throughout the season. Seasonal tram service adds even more convenience, and Emerald Shores allows golf carts, a sought-after feature along the coast. Two gated entrances provide convenient access to both Highway 98 and Scenic Gulf Drive. Turnkey and rental-ready, 36 Opal Cove is an excellent option as a primary residence, second home or investment property. Furnishings may remain if desired by the buyer.

Highlights

Listed by Micha S Knowles , 850-974-8060 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

HOA Fee

Year Built

1996

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Shores

Listing ID

1013367

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Refrigerator, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Cul-De-Sac,Dead End,Easements,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:83x64x89x65
Zoning:Resid Single Family
Others:
  • ▪ Additional:BBQ Pit/Grill, Pavillion/Gazebo, Porch, Fenced Lot-All
Sewer:Public Sewer
Principal Interest
$4,144
Taxes
$373
HOA
$0

Home Price

$750,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,143.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,143.64 $373.21 $0.00 $4,516.85
Yearly $49,723.70 $4,478.54 $0.00 $54,202.24
Total $1,491,711.11 $134,356.20 $0.00 $1,626,067.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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