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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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34 Opal Cove , Miramar Beach, FL 32550
$815,000
Est. Payment: $4,133.53/mo
3 Bed
3 Bath
2072 Sqft
Status: active | Days on site: 88
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the charm of coastal living at 34 Opal Cove. Located just 1,100 feet from the white sand beaches of the Emerald Coast, this is a beautifully updated, fully furnished home in the gated Emerald Shores community of Miramar Beach. With almost 2,100 sq ft of living space, this two-story property features a recently renovated kitchen, fresh exterior paint, updated light fixtures, two ensuite bedrooms (one on each floor), a third bedroom with patio access, a bunk room, and two separate living areas--one with its own kitchenette. The fenced backyard, outdoor grill, and four covered porches create inviting spaces for outdoor living. Community amenities include two pools (one heated), tennis courts, private beach access with a pavilion, restrooms, showers, seasonal tram service, beach chair rentals.

Highlights

Listed by Erin A Treadwell , 850-259-1517 Mainsail Realty Company , 850-585-1284. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

Year Built

1994

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Shores

Listing ID

1002267

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Crwn Molding, Newly Painted

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:80x89x63x89
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Lawn Pump, Patio Open, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$4,134
Taxes
$520
HOA
$0

Home Price

$815,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$163,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,133.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,133.53 $519.56 $0.00 $4,653.09
Yearly $49,602.31 $6,234.75 $0.00 $55,837.06
Total $1,488,069.44 $187,042.50 $0.00 $1,675,111.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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