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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15 Pearl Cove , Miramar Beach, FL 32550
$825,000
Est. Payment: $4,184.24/mo
3 Bed
3 Bath
1892 Sqft
Status: active | Days on site: 108
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

SELLER OFFERS $25K IN CONCESSIONS! Welcome to 15 Pearl Cove, a coastal gem tucked inside the gated community of Emerald Shores in Miramar Beach--where laid-back luxury meets effortless beach living. This home has that easy, breezy feel buyers are looking for, whether you're searching for a personal getaway or a strong rental performer. Inside, the main level is designed for gathering, with an open-concept living, dining, and kitchen space that flows naturally for entertaining. Just off the kitchen, the patio is perfect for grilling after a day in the sun--simple, relaxed, and exactly what beach life should be. Upstairs, you'll find a second living area that adds flexibility (and extra room for guests), along with three bedrooms, two full baths, and a spacious balcony that invites you to slow down and enjoy the coastal air. The home is tastefully decorated and comfortably sleeps up to twelve, making it as functional as it is inviting. Emerald Shores is a favorite for a reason--gated, beautifully maintained, and packed with amenities including multiple pools, tennis courts, and a private beach pavilion. You're just steps from the pool and a short, easy walk to the beach. If you've been waiting for a turnkey beach home that checks all the boxes, this one is worth a closer look.

Highlights

Listed by Heather T Curry , 850-240-7475 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

Year Built

1994

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Emerald Shores Of South Walton

Listing ID

1001402

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Coastal Setback,Covenants,Cul-De-Sac,Interior,Level,Restrictions,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:47x80
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill
Sewer:Public Sewer
Principal Interest
$4,184
Taxes
$546
HOA
$0

Home Price

$825,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,184.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,184.24 $545.67 $0.00 $4,729.92
Yearly $50,210.93 $6,548.09 $0.00 $56,759.02
Total $1,506,327.96 $196,442.70 $0.00 $1,702,770.66

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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