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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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81 Payne St Lot 12 , Miramar Beach, FL 32550
$249,000
Est. Payment: $1,375.69/mo
2 Bed
1 Bath
408 Sqft
0.05 Acres
Status: Active | Days on site: 117
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Harrison Lilly Team
Owner/Operator

House Description

An incredible opportunity to own property just one block from some of Florida's most beautiful Beaches at an unbeatable price. Located within a Gated Community, this 2-bedroom, 1-bathroom park model offers both comfort & convenience, along with access to a Community Pool. Whether you're looking for a primary residence, vacation getaway, or investment property, this home fits the bill. The community allows a mix of full-time residents & rentals, with strong income potential & favorable returns. Ideally situated near the Community Pool, the property also features a desirable east-facing front--perfect for enjoying morning light. Two dedicated parking spaces are included for added convenience. Beach access is easy, with 3 public parking lots within two blocks. The nearby Public Beach offers restrooms and is home to the popular Pompano Joe's Beachfront Restaurant, Bike/Pedestrian Path & Manmade Reef. Opportunities like this don't come around often--don't miss your chance to own a slice of Paradise near the Gulf of America. Property is offered furnished excluding Owners personal items. Storage House has Washer/Dryer & Shelves.

Highlights

Listed by William A Flynn , 850-428-2424 and Catherine H Hicks , 850-586-5301 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.05

HOA Fee

Year Built

2005

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Destin Village RV

Listing ID

1001148

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Microwave, Range Hood, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Split Bedroom

Exterior Features

Lot:Level,Within 1/2 Mile to Water
Lot Dimensions:31x71
Zoning:Mobile Home, Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Yard Building, Deck Covered, Patio Covered
Sewer:Community Sewer
Principal Interest
$1,376
Taxes
$111
HOA
$0

Home Price

$249,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,375.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,375.69 $111.28 $0.00 $1,486.97
Yearly $16,508.27 $1,335.39 $0.00 $17,843.66
Total $495,248.09 $40,061.70 $0.00 $535,309.79

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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