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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1096 Scenic Gulf Dr Unit 1406 , Miramar Beach, FL 32550
$749,000
Est. Payment: $4,138.12/mo
2 Bed
2 Bath
1151 Sqft
Status: Active | Days on site: 1
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ERJR - E27886
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Harrison Lilly Team
Owner/Operator

House Description

14TH-FLOOR GULF VIEWS, WESTERN SUNSET VIEWS, WRAP-AROUND BALCONY and a COMPLETELY REIMAGINED $155,000+ INTERIOR REMODEL/DESIGN! Welcome to Surfside Resort 1406--an extraordinary 2-bedroom, 2-bath luxury residence in Miramar Beach where breathtaking Gulf and Bay views meet a beautifully executed, top-to-bottom renovation. The moment you walk through the door, the views command your attention. Perched high on the 14th floor, this residence showcases sweeping vistas from both bedrooms and an incredible wraparound balcony, creating a front-row seat to the colors of the Emerald Coast from morning to sunset. Step outside with your morning coffee, unwind after a day on the beach, or simply open the doors and let the coastal backdrop become part of the home. Inside, nearly every surface, finish, fixture, and detail has been thoughtfully transformed. Sand-toned luxury vinyl plank flooring flows throughout the residence, complemented by crisp white baseboards, new interior doors, designer lighting, updated furnishings, and beautiful custom details. The original popcorn ceilings are gone, replaced with clean, sophisticated finishes and decorative shiplap accents that add architectural character while incorporating additional lighting and ceiling fans. And then there's the KITCHEN. Completely redesigned, this showpiece kitchen is a major centerpiece of the residence. Gorgeous white cabinetry with contrasting black hardware is paired with quartz countertops, a glossy gray ceramic tile backsplash with black accent trim, under-cabinet ambient lighting, recessed ceiling lighting, and touch-control accent lighting. A large single-bowl sink with statement black faucet, updated appliances, and a custom desk or casual dining area with floating shelves complete a kitchen that feels sleek, sophisticated, and unmistakably upscale. The primary suite is its own coastal retreat, featuring a king bed, beautifully updated furnishings, custom lighting, ceiling fan, refreshed window treatments, and a redesigned closet with glass-accent sliding doors, custom shelving, and upgraded hardware. Best of all, those incredible views continue right into the bedroom. The primary bathroom feels more like a private spa than a typical condo bath. White cabinetry and quartz countertops create a timeless foundation, while the completely redesigned shower makes a statement with luxury tile, a beach-stone floor, recessed storage niche, glass enclosure, updated fixtures, and dedicated shower lighting. The washer and dryer have also been replaced, making the renovation every bit as functional as it is beautiful. The spacious second bedroom continues the custom design with two full-size beds, a dramatic shiplap accent wall featuring four adjustable reading lights, updated window treatments, new lighting, ceiling fan, and a large wall-mounted TV. The second bathroom has also been beautifully renovated with white cabinetry, quartz countertops, updated tile surrounding the tub, recessed accent niche, glass sliding enclosure, and updated fixtures. For owners considering the residence as a second home or investment property, another thoughtful upgrade is especially valuable: TWO locked owner's closets, providing additional private storage while the condo is being enjoyed by guests. Beyond the residence, Surfside delivers the resort lifestyle Miramar Beach is known for. A convenient skybridge provides direct access toward the sugar-white beach without having to cross Scenic Gulf Drive at street level. Resort amenities include a large pool, children's pool, two hot tubs, fitness center, tennis and pickleball, basketball, shuffleboard, seasonal tiki hut, and beachside amenities. Owners and guests can spend the day along the Gulf, relax poolside, or enjoy one of Surfside's beach bonfires offered on select nights. And the LOCATION is phenomenal. Walk to local favorites including Whale's Tail and Cabana Café, with Silver Sands Premium Outlets approximately 1.1 miles away and Grand Boulevard approximately 3 miles away. Shopping, dining, golf, entertainment, and everything that makes Miramar Beach one of the Emerald Coast's most desirable destinations are just minutes from your door. This is not simply another updated beach condo. It's a 14th-floor coastal residence combining spectacular Gulf and Bay views, an incredible wraparound balcony, a truly extensive interior transformation, and resort amenities--all in the heart of Miramar Beach. The renovation is complete. The furnishings are in place. The views are unforgettable. All that's missing is the new owner.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Destin Surfside Condo

Listing ID

1012091

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Ceiling Crwn Molding, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Hot Tub, Shower, Tennis Court, Deck Open
Sewer:Public Sewer
Principal Interest
$4,138
Taxes
$350
HOA
$0

Home Price

$749,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$149,800
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Monthly Price:
$4,138.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,138.12 $350.04 $0.00 $4,488.15
Yearly $49,657.41 $4,200.45 $0.00 $53,857.86
Total $1,489,722.16 $126,013.50 $0.00 $1,615,735.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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