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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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64 Cross Creek Road # 28-d , Miramar Beach, FL 32550
$310,000
Est. Payment: $1,572.26/mo
1 Bed
1 Bath
612 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Escape to the ultimate coastal retreat with this charming one-bedroom condo, perfectly positioned just minutes from the sparkling waters of the Gulf of Mexico--and already proven to generate strong rental income as a sought-after Florida getaway. Ideally located between pristine beaches, vibrant dining, Baytowne Wharf, and the Emerald Bay Golf Club, this home effortlessly blends investment potential with an unbeatable coastal lifestyle. Step inside to discover a meticulously maintained interior, where wood-look LVP flooring stretches throughout, eliminating the hassle of sandy carpets and adding a warm, inviting feel. The kitchen is a bright and airy haven with sleek white cabinetry, modern appliances, and granite countertops, offering a seamless mix of contemporary style and timeless elegance. The open-concept living and dining areas create a natural flow, perfect for entertaining or relaxing. While the community provides a shared laundromat, this unit also features space for a stackable washer and dryer for your convenience. Sliding glass doors flood the space with natural light and lead to a private deck, ideal for savoring your morning coffee or soaking in the serene surroundings. Enjoy easy access to the community pool, maintained by the HOA, just steps from your door--a perfect alternative when you're not beach-bound. Recent updates include a new roof in 2024 and an HVAC system installed in 2022, giving you peace of mind year-round. Whether you're seeking a smart investment property or a personal getaway, this condo checks all the boxes and won't stay on the market long. Don't miss your opportunity to own a slice of Florida paradise!

Highlights

Listed by Jessica Mackrael , 850-687-9888 Coldwell Banker Realty , 850-897-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1985

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Cross Creek Club Condo

Listing ID

1001720

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • Additional:Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Sewer:Public Sewer
Principal Interest
$1,572
Taxes
$198

Home Price

$310,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$62,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,572.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,572.26 $197.63 $0.00 $1,769.89
Yearly $18,867.14 $2,371.50 $0.00 $21,238.64
Total $566,014.14 $71,145.00 $0.00 $637,159.14

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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