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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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49 Monaco St , Miramar Beach, FL 32550
$1,695,000
Est. Payment: $8,596.72/mo
4 Bed
5 Bath
2856 Sqft
Status: active | Days on site: 160
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

Year Built

2002

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Crescent At Miramar Beach The

Listing ID

1009302

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Easements,Interior,Level,Restrictions,Sidewalk,Storm Sewer,Within 1/2 Mile to Water,Lake
Lot Dimensions:45X212
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Patio Open
Sewer:Community Sewer
Principal Interest
$8,597
Taxes
$726
HOA
$0

Home Price

$1,695,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$339,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,596.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,596.72 $725.98 $0.00 $9,322.70
Yearly $103,160.64 $8,711.77 $0.00 $111,872.41
Total $3,094,819.27 $261,353.10 $0.00 $3,356,172.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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