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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3219 Bay Estates Cir , Miramar Beach, FL 32550
$3,999,000
Est. Payment: $22,093.90/mo
4 Bed
3 Bath
2744 Sqft
0.45 Acres
Status: Active | Days on site: 14
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EPNF - E31152,E9187
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

A rare opportunity to own an exceptional bayfront property within Sandestin Golf and Beach Resort. Positioned along the shores of Choctawhatchee Bay, the property offers expansive water views and a desirable western exposure for spectacular sunsets. An existing residence provides the next owner with the opportunity to undertake a substantial renovation or reimagine the property to create a custom bayfront retreat. Located in the sought-after Bay Estates neighborhood, this peaceful setting also provides convenient access to Sandestin's golf, dining, shopping, and resort amenities.
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Highlights

Listed by Brian M Raymond , 850-520-3056 and Chris Sause , 850-267-0013 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.45

HOA Fee

Year Built

1991

County

Walton

Area

15 - Miramar/Sandestin Resort

 Neighborhood

Burnt Pine

Listing ID

1012565

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Marble,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Bulkhead/Seawall,Dead End,Bay
Lot Dimensions:184x104x184x110
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Dock, Sprinkler System, Patio Enclosed
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$22,094
Taxes
$2,048
HOA
$0

Home Price

$3,999,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$799,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,093.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $22,093.90 $2,047.59 $0.00 $24,141.49
Yearly $265,126.79 $24,571.04 $0.00 $289,697.83
Total $7,953,803.64 $737,131.20 $0.00 $8,690,934.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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