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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3218 Bay Estates Cir , Miramar Beach, FL 32550
$10,000,000
Est. Payment: $50,712.85/mo
5 Bed
8 Bath
7020 Sqft
Status: active | Days on site: 111
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare Bayfront Opportunity. Constructed with concrete and just 3 years young, this showpiece pairs resort-style amenities with a technology-forward, luxury interior and 112 feet of prime waterfront. Enjoy 7,020 sq ft of finished, heated/cooled space now, with an additional 2,955 sq ft pre-wired and plumbed for your ideal use and design. Inside, it's all about scale, light, and livability. Twelve-foot ceilings, 4'x2' tile throughout, double staircases crowned by chandeliers, and three sets of 9' sliding glass doors framing the bay. A chef's kitchen that actually cooks features Wolf and Electrolux Commercial appliances and touchless faucets. Entertain guests in your climate-controlled, glass-enclosed wine cellar capable of holding more than 1,000 bottles of wine. The primary suite brings hotel-level luxury with dual oversized closets and a 13'x7' spa shower (multiple shower heads, integrated speakers) and a free-standing tub. An oversized, storage-rich laundry room keeps life tidy. Whole-home conveniences include a central vacuum, security system with fire monitoring, full CCTV with motion detection, and a hidden concrete safe room with its own monitoring. Outdoor living is the headliner. A 1,435 sq ft 4-car garage anchors the motor court, while the covered summer kitchen brings the party: 42" commercial grill, commercial double burner, 60" Wolf hood with dual external vents, outdoor pizza oven (not built-in), 62" Arctic Air under-counter commercial refrigerator, NatureKast cabinetry, touchless faucet, wall-mounted Lava Aire fan/mister, Big Ass Fan, Hishizaki icemaker, and a 9'x4' island. Three remote screen enclosures open to a 50'x20' saltwater, ozone-filtered pool with water features, a 13'x16' spa with swim-in-place jet, commercial gas heater, two chillers, five in-pool barstools facing the bay, LED lighting, ten gas lanterns, a built-in fire pit, lounge seating (6 patio loungers + 2 pool loungers), two 70" outdoor TVs, Bose + Sonos audio, and a large storage room. Your private waterfront playground. An oversized dock built with flow-through decking is specked for a future boat lift and includes a kayak deck, two 360-degree jet ski lifts, three ladder access points, perimeter uplighting, and full utilities--power, water, internet, and cameras--right on the dock. For added peace of mind, this home also features exterior perimeter security cameras, alarm system with fire monitoring, a solid concrete hidden safe room with CCTV camera systems, a cell tower, and a 48 KW Generac generator.

Highlights

Listed by Tresha A Brown , 850-585-6695 LPT Realty LLC , 877-366-2213. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.47

HOA Fee

Year Built

2023

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Burnt Pine

Listing ID

1000082

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:8
  • Full Bathrooms:5
  • 1/2 Bathrooms:3
Appliances:Central Vacuum, Dishwasher, Disposal, Ice Machine, Microwave, Oven Double, Refrigerator W/IceMk, Security System, Stove/Oven Gas, Wine Refrigerator, Water Heater - Tnkls
Floor:Floor Tile
Other:
  • Additional:Built-In Bookcases, Fireplace, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Bulkhead/Seawall,Covenants,Flood Insurance Req,Survey Available,Within 1/2 Mile to Water,See Remarks,Bay
Lot Dimensions:112 x 206
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Boat Slip, Dock, Hot Tub, Separate Living Area, Sprinkler System, Summer Kitchen, Patio Covered, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$50,713
Taxes
$3,514
HOA
$0

Home Price

$10,000,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$2,000,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$50,712.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $50,712.85 $3,514.03 $0.00 $54,226.87
Yearly $608,554.15 $42,168.31 $0.00 $650,722.46
Total $18,256,624.37 $1,265,049.30 $0.00 $19,521,673.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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