Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

204 Bay Tree Dr , Miramar Beach, FL 32550
$619,000
Est. Payment: $3,419.89/mo
3 Bed
2 Bath
2032 Sqft
0.13 Acres
Status: Active | Days on site: 108
Get Pre-Qualified
ESDE - E6960,E8707
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Beautifully updated and meticulously maintained single-story brick home in the sought-after Bayside neighborhood offering exceptional amenities including a community pool, pavilion, tennis and pickleball courts, playground, and a scenic bayfront dock. The beautifully landscaped exterior showcases new rock beds, greenery, flowering shrubs, and lush natural surroundings, all perfectly positioned against protected wetlands that provide exceptional privacy and peaceful views. Step inside to discover gorgeous LVP flooring throughout and a completely reimagined kitchen featuring waterfall quartz countertops, custom cabinetry, a spacious island, and new stainless steel appliances. Two walls were strategically removed to create an open-concept living and dining space filled with natural light, while elegant French doors now lead into a heated and cooled Florida Room--perfect for year-round enjoyment. The primary suite has been thoughtfully redesigned to maximize both comfort and storage, featuring a spacious walk-in closet created from the enclosed screened patio, dual vanities, additional built-in storage, and a beautifully updated walk-in shower. Major system upgrades provide peace of mind, including high impact windows and garage door, hurricane shutters, a full-house Guardian generator, Trane HVAC system (2017) with air cleaner, Trane mini-split system for the garage, and a Rinnai tankless water heater. This home is a must see!

Highlights

Listed by Lisa A Collier , 850-259-1745 and Kitty H Whitney , 850-428-0876 The Agency Northwest Florida Beaches , 850-267-8100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

1997

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Bayside

Listing ID

1004128

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect, Water Heater - Tnkls
Air Cond:Wall/Window Unit(s),Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Kitchen Island, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Wetlands,Within 1/2 Mile to Water,Wooded
Lot Dimensions:58X105
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, BBQ Pit/Grill, Hurricane Shutters, Sprinkler System, Porch Screened
Sewer:Public Sewer
Principal Interest
$3,420
Taxes
$332
HOA
$0

Home Price

$619,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$123,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,419.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,419.89 $331.97 $0.00 $3,751.86
Yearly $41,038.63 $3,983.69 $0.00 $45,022.32
Total $1,231,158.90 $119,510.70 $0.00 $1,350,669.60

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Miramar Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

© 2026 Emerald Coast Multiple Listing Services