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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4166 Upper Walk Ln , Milton, FL 32583
$420,000
Est. Payment: $2,320.44/mo
5 Bed
3 Bath
2522 Sqft
0.19 Acres
Status: Active | Days on site: 69
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Harrison Lilly Team
Owner/Operator

House Description

2022-built 5BR/3BA/3-car garage home. (Sellers offering a low interest rate assumption to VA buyers.) 2,522 sqft. open-concept split floor plan offers the perfect blend of comfort and functionality. The kitchen serves as the heart of the home with quartz countertops, a large eat-up center island, abundant cabinetry, stainless steel appliances, and a breakfast nook overlooking the living and dining areas. A custom front entry door, recessed lighting, and striking accent wall adds style and character. Luxury vinyl plank flooring extends throughout the main living areas, while the bedrooms offer the comfort of carpet. The spacious primary suite features dual sinks, a beautifully tiled walk-in shower, and a generous walk-in closet. Four additional bedrooms provide flexibility for family, guests, or a home office. Relax or entertain on the covered back patio overlooking fenced backyard with irrigation system and low maintenance rock landscaping. Perfectly positioned in the highly sought-after Yellow River Ranch community, the home overlooks the community green space and is just steps from a resort-style pool, pickleball and tennis courts, a basketball court, playground, and sidewalks. Convenient access to I-10, Pensacola, NAS Whiting Field, Eglin Air Force Base, Navarre Beach, and Pensacola Beach. Built in 2022, this newer home may offer lower insurance costs. Combined with a low HOA, it delivers exceptional value while offering all the amenities of the highly desirable Yellow River Ranch community.

Highlights

Listed by Heather Offer , 850-696-3484 Hurd Real Estate & Company LLC , 850-565-0018. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

720 Annually

Year Built

2022

County

Santa Rosa

Neighborhood

Yellow River Ranch

Listing ID

686769

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Carpet
Other:
  • ▪ Additional:Master on Main
Water:Public

Exterior Features

Garage Capacity:3
Zoning:County
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:3 Car Garage
Principal Interest
$2,320
Taxes
$268
HOA
$720

Home Price

$420,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,320.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,320.44 $267.75 $720.00 $3,308.19
Yearly $27,845.27 $3,213.00 $8,640.00 $39,698.27
Total $835,358.22 $96,390.00 $259,200.00 $1,190,948.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.