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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3171 Waterview Dr , Milton, FL 32583
$470,000
Est. Payment: $2,383.75/mo
4 Bed
3.5 Bath
2476 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to a comfortable country retreat tucked into the highly desired Waterview Estates. From the moment you arrive, you are invited to slow down, breathe deep, and settle in — nearly 2,500 sqft of easy, relaxed living on a peaceful, canal-front lot. Step inside to find generous space for everyone, with all bedrooms thoughtfully arranged for everyday comfort and weekend gatherings alike. The attached 2-car garage keeps daily life simple and organized, while the true magic of this property waits just out the back door. Approximately 180 feet of waterfront line a calm, shallow canal that is tailor-made for kayaking and paddleboarding right from your own backyard. A voluntary HOA grants access to the community dock and boat launch, opening the door to sun-soaked days out on the bay whenever the mood strikes. A portion of the backyard is enclosed with a chain-link fence, giving pets a safe, secure space to roam outdoors unattended. On the north side of the property, a cement pad with a 30-amp hookup stands ready to welcome and power a recreational vehicle — perfect for the traveler at heart. Hobbyists and outdoor enthusiasts will fall in love with the detached 612-square-foot garage, that can be used as a workshop or for storage. It features a functional half bath already plumbed for a shower, making a future full-bath conversion a simple upgrade. A covered cement pad on the south side offers the perfect spot to park a boat, while the north side boasts a screened-in porch complete with a built-in bartop and direct access to that half bath — an ideal place to gather and unwind after a day on the water. Best of all, this comfortable country setting never asks you to give up convenience. You are just minutes from Interstate 10 and Whiting Field, with an easy drive to the sugar-white sands of Pensacola Beach and all the restaurants and shopping you could want close at hand. Country comfort, waterfront living, and convenience - this property is ready to welcome you!

Highlights

Listed by Sean Clayton , KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH , 850-515-0250. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.4

HOA Fee

300 Annually

Year Built

1988

County

Santa Rosa

Neighborhood

Waterview Estates

Listing ID

683111

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Wood Burning Stove
Floor:Hardwood,Tile,Laminate
Other:
  • Additional:Ceiling Fan(s), Recessed Lighting, Master on Main
Water:Public

Exterior Features

Lot:Creek/Stream,Waterfront,Natural
Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Irrigation Well, Lawn Pump, Sprinkler, Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Boat,Detached,RV Access/Parking
Principal Interest
$2,384
Taxes
$300
HOA
$300

Home Price

$470,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,383.75

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,383.75 $299.63 $300.00 $2,983.38
Yearly $28,605.02 $3,595.50 $3,600.00 $35,800.52
Total $858,150.48 $107,865.00 $108,000.00 $1,074,015.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.